Home / Home Buying by state / Indiana / Putnam County / Fillmore

Buying a home in Fillmore, Indiana

The typical owner-occupied home in Fillmore is worth about $110,000, 50% below the Indiana median of $218,200 and 67% below the national median of $332,700. Owners pay a median $500 a year in property taxes, about 0.45% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $85,543 a year, so the median home costs 1.3 times the median income (3.0 times for Indiana). 73% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Fillmore at a glance

Fillmore Indiana U.S.
Median home value $110,000 $218,200 $332,700
Median property tax paid per year $500 $1,614 $3,119
Property tax as a share of value 0.45% 0.74% 0.94%
Median household income $85,543 $71,957 $80,734
Homes lived in by their owners 73% 71% 65%
Owner homes with a mortgage 56% 64% 61%
Median monthly costs, owners with a mortgage $1,111 $1,404 $1,963
Those costs as a share of the owners' income 16.4% 18.1% 21.0%
Median rent $1,125 $1,062 $1,413
Rent as a share of renters' income 18.0% 29.1% 30.6%
Median year homes were built 1952 1976 1980
Vacant homes 10.2% 8.8% 10.1%
Population 895 6,851,073 334,922,499

What a typical home costs per month in Fillmore

At this week's average 30-year rate of 7.11%, buying the median Fillmore home of $110,000 with 20% down costs about $679 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $862, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,103 for the 20%-down payment. That payment is 10% of the median Fillmore household income of $85,543; at that income and 20% down, the 28% guideline points to a home of about $323,000.

The median rent here is $1,125 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$22,000
Loan amount$88,000
Principal and interest$592
Property taxes (0.45% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$46
PMI$0
Total per month$679

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$3,850
Loan amount$108,008
Principal and interest$727
Property taxes (0.45% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$46
FHA mortgage insurance$49
Total per month$862

Change the numbers in the calculator

Questions about home buying in Fillmore

What is the median home value in Fillmore?

About $110,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Fillmore?

Homeowners pay a median $500 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Fillmore?

For the median home with 20% down at 7.11%, the payment is about $679 a month. Keeping that under 28% of gross income takes about $29,103 a year.

More about Fillmore

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data