The typical owner-occupied home in Reubens is worth about $125,000, 70% below the Idaho median of $418,600 and 62% below the national median of $332,700. Owners pay a median $800 a year in property taxes, about 0.64% of their home's value, higher than the Idaho rate of 0.49%. The median household earns $76,250 a year, so the median home costs 1.6 times the median income (5.4 times for Idaho). 83% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Reubens at a glance
| Reubens | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $125,000 | $418,600 | $332,700 |
| Median property tax paid per year | $800 | $2,038 | $3,119 |
| Property tax as a share of value | 0.64% | 0.49% | 0.94% |
| Median household income | $76,250 | $77,800 | $80,734 |
| Homes lived in by their owners | 83% | 72% | 65% |
| Owner homes with a mortgage | 45% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,156 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 16.9% | 20.7% | 21.0% |
| Median rent | – | $1,238 | $1,413 |
| Median year homes were built | 1938 | 1991 | 1980 |
| Vacant homes | 27.3% | 10.3% | 10.1% |
| Population | 68 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Reubens
At this week's average 30-year rate of 7.11%, buying the median Reubens home of $125,000 with 20% down costs about $791 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,000, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,920 for the 20%-down payment. That payment is 12% of the median Reubens household income of $76,250; at that income and 20% down, the 28% guideline points to a home of about $281,000.
| Down payment | $25,000 |
|---|---|
| Loan amount | $100,000 |
| Principal and interest | $673 |
| Property taxes (0.64% a year) | $67 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| PMI | $0 |
| Total per month | $791 |
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| Down payment | $4,375 |
|---|---|
| Loan amount | $122,736 |
| Principal and interest | $826 |
| Property taxes (0.64% a year) | $67 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| FHA mortgage insurance | $55 |
| Total per month | $1,000 |
Change the numbers in the calculator
Questions about home buying in Reubens
What is the median home value in Reubens?
About $125,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Reubens?
Homeowners pay a median $800 a year, which is about 0.64% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Reubens?
For the median home with 20% down at 7.11%, the payment is about $791 a month. Keeping that under 28% of gross income takes about $33,920 a year.
More about Reubens
- Mortgage Refinance in Reubens
- Debt Relief in Reubens
- Home Equity Loans in Reubens
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data