The typical owner-occupied home in Peck is worth about $152,800, 63% below the Idaho median of $418,600 and 54% below the national median of $332,700. Owners pay a median $838 a year in property taxes, about 0.55% of their home's value, higher than the Idaho rate of 0.49%. The median household earns $58,182 a year, so the median home costs 2.6 times the median income (5.4 times for Idaho). 87% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.
Peck at a glance
| Peck | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $152,800 | $418,600 | $332,700 |
| Median property tax paid per year | $838 | $2,038 | $3,119 |
| Property tax as a share of value | 0.55% | 0.49% | 0.94% |
| Median household income | $58,182 | $77,800 | $80,734 |
| Homes lived in by their owners | 87% | 72% | 65% |
| Owner homes with a mortgage | 22% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,575 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 18.4% | 20.7% | 21.0% |
| Median rent | $867 | $1,238 | $1,413 |
| Rent as a share of renters' income | 32.5% | 28.7% | 30.6% |
| Median year homes were built | 1956 | 1991 | 1980 |
| Vacant homes | 16.7% | 10.3% | 10.1% |
| Population | 194 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Peck
At this week's average 30-year rate of 7.11%, buying the median Peck home of $152,800 with 20% down costs about $956 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,211, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,972 for the 20%-down payment. That payment is 20% of the median Peck household income of $58,182; at that income and 20% down, the 28% guideline points to a home of about $217,000.
The median rent here is $867 a month, so owning the median home costs about $89 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $30,560 |
|---|---|
| Loan amount | $122,240 |
| Principal and interest | $822 |
| Property taxes (0.55% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $956 |
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| Down payment | $5,348 |
|---|---|
| Loan amount | $150,032 |
| Principal and interest | $1,009 |
| Property taxes (0.55% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $68 |
| Total per month | $1,211 |
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Questions about home buying in Peck
What is the median home value in Peck?
About $152,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Peck?
Homeowners pay a median $838 a year, which is about 0.55% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Peck?
For the median home with 20% down at 7.11%, the payment is about $956 a month. Keeping that under 28% of gross income takes about $40,972 a year.
More about Peck
- Mortgage Refinance in Peck
- Debt Relief in Peck
- Home Equity Loans in Peck
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data