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Buying a home in Power County, Idaho

The typical owner-occupied home in Power County is worth about $212,900, 49% below the Idaho median of $418,600 and 36% below the national median of $332,700. Owners pay a median $1,496 a year in property taxes, about 0.70% of their home's value, higher than the Idaho rate of 0.49%. The median household earns $61,146 a year, so the median home costs 3.5 times the median income (5.4 times for Idaho). 74% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.

Power County at a glance

Power County Idaho U.S.
Median home value $212,900 $418,600 $332,700
Median property tax paid per year $1,496 $2,038 $3,119
Property tax as a share of value 0.70% 0.49% 0.94%
Median household income $61,146 $77,800 $80,734
Homes lived in by their owners 74% 72% 65%
Owner homes with a mortgage 66% 62% 61%
Median monthly costs, owners with a mortgage $1,204 $1,687 $1,963
Those costs as a share of the owners' income 21.7% 20.7% 21.0%
Median rent $767 $1,238 $1,413
Rent as a share of renters' income 18.7% 28.7% 30.6%
Median year homes were built 1975 1991 1980
Vacant homes 5.1% 10.3% 10.1%
Population 8,133 1,934,262 334,922,499

What a typical home costs per month in Power County

At this week's average 30-year rate of 7.11%, buying the median Power County home of $212,900 with 20% down costs about $1,359 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,713, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,228 for the 20%-down payment. That payment is 27% of the median Power County household income of $61,146; at that income and 20% down, the 28% guideline points to a home of about $224,000.

The median rent here is $767 a month, so owning the median home costs about $592 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$42,580
Loan amount$170,320
Principal and interest$1,146
Property taxes (0.70% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$89
PMI$0
Total per month$1,359

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3.5% down, 30-year FHA loan
Down payment$7,452
Loan amount$209,044
Principal and interest$1,406
Property taxes (0.70% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$89
FHA mortgage insurance$94
Total per month$1,713

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Questions about home buying in Power County

What is the median home value in Power County?

About $212,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Power County?

Homeowners pay a median $1,496 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Power County?

For the median home with 20% down at 7.11%, the payment is about $1,359 a month. Keeping that under 28% of gross income takes about $58,228 a year.

More about Power County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data