The typical owner-occupied home in Camas County is worth about $304,000, 27% below the Idaho median of $418,600 and 9% below the national median of $332,700. Owners pay a median $1,132 a year in property taxes, about 0.37% of their home's value, lower than the Idaho rate of 0.49%. The median household earns $57,955 a year, so the median home costs 5.2 times the median income (5.4 times for Idaho). 80% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Camas County at a glance
| Camas County | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $304,000 | $418,600 | $332,700 |
| Median property tax paid per year | $1,132 | $2,038 | $3,119 |
| Property tax as a share of value | 0.37% | 0.49% | 0.94% |
| Median household income | $57,955 | $77,800 | $80,734 |
| Homes lived in by their owners | 80% | 72% | 65% |
| Owner homes with a mortgage | 55% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,789 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 28.9% | 20.7% | 21.0% |
| Median rent | $1,000 | $1,238 | $1,413 |
| Rent as a share of renters' income | 31.0% | 28.7% | 30.6% |
| Median year homes were built | 1991 | 1991 | 1980 |
| Vacant homes | 47.4% | 10.3% | 10.1% |
| Population | 1,124 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Camas County
At this week's average 30-year rate of 7.11%, buying the median Camas County home of $304,000 with 20% down costs about $1,856 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,363, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $79,561 for the 20%-down payment. That payment is 38% of the median Camas County household income of $57,955; at that income and 20% down, the 28% guideline points to a home of about $221,000.
The median rent here is $1,000 a month, so owning the median home costs about $856 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $60,800 |
|---|---|
| Loan amount | $243,200 |
| Principal and interest | $1,636 |
| Property taxes (0.37% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $127 |
| PMI | $0 |
| Total per month | $1,856 |
Change the numbers in the calculator
| Down payment | $10,640 |
|---|---|
| Loan amount | $298,494 |
| Principal and interest | $2,008 |
| Property taxes (0.37% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $127 |
| FHA mortgage insurance | $134 |
| Total per month | $2,363 |
Change the numbers in the calculator
Questions about home buying in Camas County
What is the median home value in Camas County?
About $304,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Camas County?
Homeowners pay a median $1,132 a year, which is about 0.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Camas County?
For the median home with 20% down at 7.11%, the payment is about $1,856 a month. Keeping that under 28% of gross income takes about $79,561 a year.
More about Camas County
- Mortgage Refinance in Camas County
- Debt Relief in Camas County
- Home Equity Loans in Camas County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data