The typical owner-occupied home in Culdesac is worth about $160,400, 62% below the Idaho median of $418,600 and 52% below the national median of $332,700. Owners pay a median $1,558 a year in property taxes, about 0.97% of their home's value, higher than the Idaho rate of 0.49%. The median household earns $49,167 a year, so the median home costs 3.3 times the median income (5.4 times for Idaho). 71% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Culdesac at a glance
| Culdesac | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $160,400 | $418,600 | $332,700 |
| Median property tax paid per year | $1,558 | $2,038 | $3,119 |
| Property tax as a share of value | 0.97% | 0.49% | 0.94% |
| Median household income | $49,167 | $77,800 | $80,734 |
| Homes lived in by their owners | 71% | 72% | 65% |
| Owner homes with a mortgage | 53% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,208 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 34.2% | 20.7% | 21.0% |
| Median rent | $892 | $1,238 | $1,413 |
| Rent as a share of renters' income | 22.5% | 28.7% | 30.6% |
| Median year homes were built | 1978 | 1991 | 1980 |
| Vacant homes | 5.6% | 10.3% | 10.1% |
| Population | 411 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Culdesac
At this week's average 30-year rate of 7.11%, buying the median Culdesac home of $160,400 with 20% down costs about $1,060 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,327, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,416 for the 20%-down payment. That payment is 26% of the median Culdesac household income of $49,167; at that income and 20% down, the 28% guideline points to a home of about $174,000.
The median rent here is $892 a month, so owning the median home costs about $168 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $32,080 |
|---|---|
| Loan amount | $128,320 |
| Principal and interest | $863 |
| Property taxes (0.97% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| PMI | $0 |
| Total per month | $1,060 |
Change the numbers in the calculator
| Down payment | $5,614 |
|---|---|
| Loan amount | $157,495 |
| Principal and interest | $1,059 |
| Property taxes (0.97% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| FHA mortgage insurance | $71 |
| Total per month | $1,327 |
Change the numbers in the calculator
Questions about home buying in Culdesac
What is the median home value in Culdesac?
About $160,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Culdesac?
Homeowners pay a median $1,558 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Culdesac?
For the median home with 20% down at 7.11%, the payment is about $1,060 a month. Keeping that under 28% of gross income takes about $45,416 a year.
More about Culdesac
- Mortgage Refinance in Culdesac
- Debt Relief in Culdesac
- Home Equity Loans in Culdesac
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data