The typical owner-occupied home in Harrison is worth about $463,900, 11% above the Idaho median of $418,600 and 39% above the national median of $332,700. Owners pay a median $2,192 a year in property taxes, about 0.47% of their home's value, close to the Idaho rate of 0.49%. The median household earns $108,194 a year, so the median home costs 4.3 times the median income (5.4 times for Idaho). 68% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Harrison at a glance
| Harrison | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $463,900 | $418,600 | $332,700 |
| Median property tax paid per year | $2,192 | $2,038 | $3,119 |
| Property tax as a share of value | 0.47% | 0.49% | 0.94% |
| Median household income | $108,194 | $77,800 | $80,734 |
| Homes lived in by their owners | 68% | 72% | 65% |
| Owner homes with a mortgage | 25% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,333 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 14.0% | 20.7% | 21.0% |
| Median rent | $629 | $1,238 | $1,413 |
| Rent as a share of renters' income | 27.5% | 28.7% | 30.6% |
| Median year homes were built | 1971 | 1991 | 1980 |
| Vacant homes | 29.1% | 10.3% | 10.1% |
| Population | 190 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Harrison
At this week's average 30-year rate of 7.11%, buying the median Harrison home of $463,900 with 20% down costs about $2,872 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,644, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $123,066 for the 20%-down payment. That payment is 32% of the median Harrison household income of $108,194; at that income and 20% down, the 28% guideline points to a home of about $408,000.
The median rent here is $629 a month, so owning the median home costs about $2,243 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $92,780 |
|---|---|
| Loan amount | $371,120 |
| Principal and interest | $2,497 |
| Property taxes (0.47% a year) | $182 |
| Homeowners insurance (our estimate, 0.5% a year) | $193 |
| PMI | $0 |
| Total per month | $2,872 |
Change the numbers in the calculator
| Down payment | $16,236 |
|---|---|
| Loan amount | $455,498 |
| Principal and interest | $3,064 |
| Property taxes (0.47% a year) | $182 |
| Homeowners insurance (our estimate, 0.5% a year) | $193 |
| FHA mortgage insurance | $205 |
| Total per month | $3,644 |
Change the numbers in the calculator
Questions about home buying in Harrison
What is the median home value in Harrison?
About $463,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Harrison?
Homeowners pay a median $2,192 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Harrison?
For the median home with 20% down at 7.11%, the payment is about $2,872 a month. Keeping that under 28% of gross income takes about $123,066 a year.
More about Harrison
- Mortgage Refinance in Harrison
- Debt Relief in Harrison
- Home Equity Loans in Harrison
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data