The typical owner-occupied home in Athol is worth about $367,700, 12% below the Idaho median of $418,600 and 11% above the national median of $332,700. Owners pay a median $1,316 a year in property taxes, about 0.36% of their home's value, lower than the Idaho rate of 0.49%. The median household earns $70,250 a year, so the median home costs 5.2 times the median income (5.4 times for Idaho). 84% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Athol at a glance
| Athol | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $367,700 | $418,600 | $332,700 |
| Median property tax paid per year | $1,316 | $2,038 | $3,119 |
| Property tax as a share of value | 0.36% | 0.49% | 0.94% |
| Median household income | $70,250 | $77,800 | $80,734 |
| Homes lived in by their owners | 84% | 72% | 65% |
| Owner homes with a mortgage | 72% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,398 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 28.3% | 20.7% | 21.0% |
| Median rent | – | $1,238 | $1,413 |
| Rent as a share of renters' income | 23.8% | 28.7% | 30.6% |
| Median year homes were built | 1991 | 1991 | 1980 |
| Vacant homes | 7.4% | 10.3% | 10.1% |
| Population | 777 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Athol
At this week's average 30-year rate of 7.11%, buying the median Athol home of $367,700 with 20% down costs about $2,242 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,855, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $96,101 for the 20%-down payment. That payment is 38% of the median Athol household income of $70,250; at that income and 20% down, the 28% guideline points to a home of about $269,000.
| Down payment | $73,540 |
|---|---|
| Loan amount | $294,160 |
| Principal and interest | $1,979 |
| Property taxes (0.36% a year) | $110 |
| Homeowners insurance (our estimate, 0.5% a year) | $153 |
| PMI | $0 |
| Total per month | $2,242 |
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| Down payment | $12,870 |
|---|---|
| Loan amount | $361,040 |
| Principal and interest | $2,429 |
| Property taxes (0.36% a year) | $110 |
| Homeowners insurance (our estimate, 0.5% a year) | $153 |
| FHA mortgage insurance | $163 |
| Total per month | $2,855 |
Change the numbers in the calculator
Questions about home buying in Athol
What is the median home value in Athol?
About $367,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Athol?
Homeowners pay a median $1,316 a year, which is about 0.36% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Athol?
For the median home with 20% down at 7.11%, the payment is about $2,242 a month. Keeping that under 28% of gross income takes about $96,101 a year.
More about Athol
- Mortgage Refinance in Athol
- Debt Relief in Athol
- Home Equity Loans in Athol
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data