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Buying a home in Pineland, Florida

The typical owner-occupied home in Pineland is worth about $533,000, 48% above the Florida median of $359,000 and 60% above the national median of $332,700. Owners pay a median $2,860 a year in property taxes, about 0.54% of their home's value, lower than the Florida rate of 0.76%. The median household earns $99,167 a year, so the median home costs 5.4 times the median income (4.8 times for Florida). 100% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Pineland at a glance

Pineland Florida U.S.
Median home value $533,000 $359,000 $332,700
Median property tax paid per year $2,860 $2,730 $3,119
Property tax as a share of value 0.54% 0.76% 0.94%
Median household income $99,167 $74,568 $80,734
Homes lived in by their owners 100% 68% 65%
Owner homes with a mortgage 37% 56% 61%
Median monthly costs, owners with a mortgage $2,347 $1,959 $1,963
Those costs as a share of the owners' income 29.4% 23.6% 21.0%
Median rent – $1,669 $1,413
Median year homes were built 1998 1988 1980
Vacant homes 27.5% 14.7% 10.1%
Population 455 22,416,077 334,922,499

What a typical home costs per month in Pineland

At this week's average 30-year rate of 7.11%, buying the median Pineland home of $533,000 with 20% down costs about $3,330 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,218, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $142,729 for the 20%-down payment. That payment is 40% of the median Pineland household income of $99,167; at that income and 20% down, the 28% guideline points to a home of about $370,000.

20% down, 30-year conventional loan
Down payment$106,600
Loan amount$426,400
Principal and interest$2,868
Property taxes (0.54% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$222
PMI$0
Total per month$3,330

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3.5% down, 30-year FHA loan
Down payment$18,655
Loan amount$523,346
Principal and interest$3,521
Property taxes (0.54% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$222
FHA mortgage insurance$236
Total per month$4,218

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Questions about home buying in Pineland

What is the median home value in Pineland?

About $533,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pineland?

Homeowners pay a median $2,860 a year, which is about 0.54% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pineland?

For the median home with 20% down at 7.11%, the payment is about $3,330 a month. Keeping that under 28% of gross income takes about $142,729 a year.

More about Pineland

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data