The typical owner-occupied home in Bonita Springs is worth about $497,100, 38% above the Florida median of $359,000 and 49% above the national median of $332,700. Owners pay a median $3,980 a year in property taxes, about 0.80% of their home's value, higher than the Florida rate of 0.76%. The median household earns $95,210 a year, so the median home costs 5.2 times the median income (4.8 times for Florida). 82% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Bonita Springs at a glance
| Bonita Springs | Florida | U.S. | |
|---|---|---|---|
| Median home value | $497,100 | $359,000 | $332,700 |
| Median property tax paid per year | $3,980 | $2,730 | $3,119 |
| Property tax as a share of value | 0.80% | 0.76% | 0.94% |
| Median household income | $95,210 | $74,568 | $80,734 |
| Homes lived in by their owners | 82% | 68% | 65% |
| Owner homes with a mortgage | 43% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $2,291 | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 25.7% | 23.6% | 21.0% |
| Median rent | $1,882 | $1,669 | $1,413 |
| Rent as a share of renters' income | 36.2% | 35.2% | 30.6% |
| Median year homes were built | 1998 | 1988 | 1980 |
| Vacant homes | 36.5% | 14.7% | 10.1% |
| Population | 55,904 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Bonita Springs
At this week's average 30-year rate of 7.11%, buying the median Bonita Springs home of $497,100 with 20% down costs about $3,214 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,042, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $137,732 for the 20%-down payment. That payment is 41% of the median Bonita Springs household income of $95,210; at that income and 20% down, the 28% guideline points to a home of about $344,000.
The median rent here is $1,882 a month, so owning the median home costs about $1,332 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $99,420 |
|---|---|
| Loan amount | $397,680 |
| Principal and interest | $2,675 |
| Property taxes (0.80% a year) | $331 |
| Homeowners insurance (our estimate, 0.5% a year) | $207 |
| PMI | $0 |
| Total per month | $3,214 |
Change the numbers in the calculator
| Down payment | $17,398 |
|---|---|
| Loan amount | $488,096 |
| Principal and interest | $3,283 |
| Property taxes (0.80% a year) | $331 |
| Homeowners insurance (our estimate, 0.5% a year) | $207 |
| FHA mortgage insurance | $220 |
| Total per month | $4,042 |
Change the numbers in the calculator
Questions about home buying in Bonita Springs
What is the median home value in Bonita Springs?
About $497,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bonita Springs?
Homeowners pay a median $3,980 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bonita Springs?
For the median home with 20% down at 7.11%, the payment is about $3,214 a month. Keeping that under 28% of gross income takes about $137,732 a year.
More about Bonita Springs
- Mortgage Refinance in Bonita Springs
- Debt Relief in Bonita Springs
- Home Equity Loans in Bonita Springs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data