The typical owner-occupied home in Guinda is worth about $1,057,500, 44% above the California median of $734,700 and 3.2 times the national median of $332,700. Owners pay a median $2,703 a year in property taxes, about 0.26% of their home's value, lower than the California rate of 0.70%. The median household earns $180,515 a year, so the median home costs 5.9 times the median income (7.4 times for California). 87% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.
Guinda at a glance
| Guinda | California | U.S. | |
|---|---|---|---|
| Median home value | $1,057,500 | $734,700 | $332,700 |
| Median property tax paid per year | $2,703 | $5,124 | $3,119 |
| Property tax as a share of value | 0.26% | 0.70% | 0.94% |
| Median household income | $180,515 | $99,122 | $80,734 |
| Homes lived in by their owners | 87% | 56% | 65% |
| Owner homes with a mortgage | 40% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1976 | 1976 | 1980 |
| Vacant homes | 10.6% | 7.5% | 10.1% |
| Population | 248 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Guinda
At this week's average 30-year rate of 7.11%, buying the median Guinda home of $1,057,500 with 20% down costs about $6,361 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $8,293, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $272,608 for the 20%-down payment. That payment is 42% of the median Guinda household income of $180,515; at that income and 20% down, the 28% guideline points to a home of about $700,000.
| Down payment | $211,500 |
|---|---|
| Loan amount | $846,000 |
| Principal and interest | $5,691 |
| Property taxes (0.26% a year) | $229 |
| Homeowners insurance (our estimate, 0.5% a year) | $441 |
| PMI | $0 |
| Total per month | $6,361 |
Change the numbers in the calculator
| Down payment | $37,012 |
|---|---|
| Loan amount | $1,038,346 |
| Principal and interest | $6,985 |
| Property taxes (0.26% a year) | $229 |
| Homeowners insurance (our estimate, 0.5% a year) | $441 |
| FHA mortgage insurance | $638 |
| Total per month | $8,293 |
Change the numbers in the calculator
Questions about home buying in Guinda
What is the median home value in Guinda?
About $1,057,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Guinda?
Homeowners pay a median $2,703 a year, which is about 0.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Guinda?
For the median home with 20% down at 7.11%, the payment is about $6,361 a month. Keeping that under 28% of gross income takes about $272,608 a year.
More about Guinda
- Mortgage Refinance in Guinda
- Debt Relief in Guinda
- Home Equity Loans in Guinda
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data