The typical owner-occupied home in Dunnigan is worth about $155,800, 79% below the California median of $734,700 and 53% below the national median of $332,700. Owners pay a median $1,193 a year in property taxes, about 0.77% of their home's value, higher than the California rate of 0.70%. The median household earns $29,193 a year, so the median home costs 5.3 times the median income (7.4 times for California). 59% of occupied homes here are lived in by their owners, and 6% of those owners still have a mortgage.
Dunnigan at a glance
| Dunnigan | California | U.S. | |
|---|---|---|---|
| Median home value | $155,800 | $734,700 | $332,700 |
| Median property tax paid per year | $1,193 | $5,124 | $3,119 |
| Property tax as a share of value | 0.77% | 0.70% | 0.94% |
| Median household income | $29,193 | $99,122 | $80,734 |
| Homes lived in by their owners | 59% | 56% | 65% |
| Owner homes with a mortgage | 6% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 2002 | 1976 | 1980 |
| Vacant homes | 7.8% | 7.5% | 10.1% |
| Population | 537 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Dunnigan
At this week's average 30-year rate of 7.11%, buying the median Dunnigan home of $155,800 with 20% down costs about $1,003 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,263, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,001 for the 20%-down payment. That payment is 41% of the median Dunnigan household income of $29,193; at that income and 20% down, the 28% guideline points to a home of about $106,000.
| Down payment | $31,160 |
|---|---|
| Loan amount | $124,640 |
| Principal and interest | $838 |
| Property taxes (0.77% a year) | $100 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $1,003 |
Change the numbers in the calculator
| Down payment | $5,453 |
|---|---|
| Loan amount | $152,978 |
| Principal and interest | $1,029 |
| Property taxes (0.77% a year) | $100 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,263 |
Change the numbers in the calculator
Questions about home buying in Dunnigan
What is the median home value in Dunnigan?
About $155,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dunnigan?
Homeowners pay a median $1,193 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dunnigan?
For the median home with 20% down at 7.11%, the payment is about $1,003 a month. Keeping that under 28% of gross income takes about $43,001 a year.
More about Dunnigan
- Mortgage Refinance in Dunnigan
- Debt Relief in Dunnigan
- Home Equity Loans in Dunnigan
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data