The typical owner-occupied home in Lewiston is worth about $310,300, 58% below the California median of $734,700 and 7% below the national median of $332,700. Owners pay a median $2,017 a year in property taxes, about 0.65% of their home's value, lower than the California rate of 0.70%. The median household earns $39,968 a year, so the median home costs 7.8 times the median income (7.4 times for California). 66% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Lewiston at a glance
| Lewiston | California | U.S. | |
|---|---|---|---|
| Median home value | $310,300 | $734,700 | $332,700 |
| Median property tax paid per year | $2,017 | $5,124 | $3,119 |
| Property tax as a share of value | 0.65% | 0.70% | 0.94% |
| Median household income | $39,968 | $99,122 | $80,734 |
| Homes lived in by their owners | 66% | 56% | 65% |
| Owner homes with a mortgage | 53% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,215 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 20.4% | 24.8% | 21.0% |
| Median rent | $1,113 | $2,036 | $1,413 |
| Rent as a share of renters' income | 38.9% | 32.8% | 30.6% |
| Median year homes were built | 1979 | 1976 | 1980 |
| Vacant homes | 28.5% | 7.5% | 10.1% |
| Population | 2,020 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Lewiston
At this week's average 30-year rate of 7.11%, buying the median Lewiston home of $310,300 with 20% down costs about $1,967 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,484, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,313 for the 20%-down payment. That payment is 59% of the median Lewiston household income of $39,968; at that income and 20% down, the 28% guideline points to a home of about $147,000.
The median rent here is $1,113 a month, so owning the median home costs about $854 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $62,060 |
|---|---|
| Loan amount | $248,240 |
| Principal and interest | $1,670 |
| Property taxes (0.65% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| PMI | $0 |
| Total per month | $1,967 |
Change the numbers in the calculator
| Down payment | $10,860 |
|---|---|
| Loan amount | $304,680 |
| Principal and interest | $2,050 |
| Property taxes (0.65% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| FHA mortgage insurance | $137 |
| Total per month | $2,484 |
Change the numbers in the calculator
Questions about home buying in Lewiston
What is the median home value in Lewiston?
About $310,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lewiston?
Homeowners pay a median $2,017 a year, which is about 0.65% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lewiston?
For the median home with 20% down at 7.11%, the payment is about $1,967 a month. Keeping that under 28% of gross income takes about $84,313 a year.
More about Lewiston
- Mortgage Refinance in Lewiston
- Debt Relief in Lewiston
- Home Equity Loans in Lewiston
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data