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Buying a home in Burnt Ranch, California

The typical owner-occupied home in Burnt Ranch is worth about $494,400, 33% below the California median of $734,700 and 49% above the national median of $332,700. Owners pay a median $2,119 a year in property taxes, about 0.43% of their home's value, lower than the California rate of 0.70%. The median household earns $49,226 a year, so the median home costs 10.0 times the median income (7.4 times for California). 78% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.

Burnt Ranch at a glance

Burnt Ranch California U.S.
Median home value $494,400 $734,700 $332,700
Median property tax paid per year $2,119 $5,124 $3,119
Property tax as a share of value 0.43% 0.70% 0.94%
Median household income $49,226 $99,122 $80,734
Homes lived in by their owners 78% 56% 65%
Owner homes with a mortgage 21% 67% 61%
Median monthly costs, owners with a mortgage – $2,946 $1,963
Median rent – $2,036 $1,413
Median year homes were built 1975 1976 1980
Vacant homes 59.3% 7.5% 10.1%
Population 318 39,287,377 334,922,499

What a typical home costs per month in Burnt Ranch

At this week's average 30-year rate of 7.11%, buying the median Burnt Ranch home of $494,400 with 20% down costs about $3,044 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,867, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $130,451 for the 20%-down payment. That payment is 74% of the median Burnt Ranch household income of $49,226; at that income and 20% down, the 28% guideline points to a home of about $187,000.

20% down, 30-year conventional loan
Down payment$98,880
Loan amount$395,520
Principal and interest$2,661
Property taxes (0.43% a year)$177
Homeowners insurance (our estimate, 0.5% a year)$206
PMI$0
Total per month$3,044

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3.5% down, 30-year FHA loan
Down payment$17,304
Loan amount$485,445
Principal and interest$3,266
Property taxes (0.43% a year)$177
Homeowners insurance (our estimate, 0.5% a year)$206
FHA mortgage insurance$219
Total per month$3,867

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Questions about home buying in Burnt Ranch

What is the median home value in Burnt Ranch?

About $494,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Burnt Ranch?

Homeowners pay a median $2,119 a year, which is about 0.43% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Burnt Ranch?

For the median home with 20% down at 7.11%, the payment is about $3,044 a month. Keeping that under 28% of gross income takes about $130,451 a year.

More about Burnt Ranch

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data