The typical owner-occupied home in Denair is worth about $429,800, 41% below the California median of $734,700 and 29% above the national median of $332,700. Owners pay a median $2,842 a year in property taxes, about 0.66% of their home's value, lower than the California rate of 0.70%. The median household earns $98,750 a year, so the median home costs 4.4 times the median income (7.4 times for California). 70% of occupied homes here are lived in by their owners, and 84% of those owners still have a mortgage.
Denair at a glance
| Denair | California | U.S. | |
|---|---|---|---|
| Median home value | $429,800 | $734,700 | $332,700 |
| Median property tax paid per year | $2,842 | $5,124 | $3,119 |
| Property tax as a share of value | 0.66% | 0.70% | 0.94% |
| Median household income | $98,750 | $99,122 | $80,734 |
| Homes lived in by their owners | 70% | 56% | 65% |
| Owner homes with a mortgage | 84% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,703 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 21.5% | 24.8% | 21.0% |
| Median rent | $1,382 | $2,036 | $1,413 |
| Rent as a share of renters' income | 30.1% | 32.8% | 30.6% |
| Median year homes were built | 1977 | 1976 | 1980 |
| Vacant homes | 1.1% | 7.5% | 10.1% |
| Population | 4,914 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Denair
At this week's average 30-year rate of 7.11%, buying the median Denair home of $429,800 with 20% down costs about $2,728 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,444, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $116,936 for the 20%-down payment. That payment is 33% of the median Denair household income of $98,750; at that income and 20% down, the 28% guideline points to a home of about $363,000.
The median rent here is $1,382 a month, so owning the median home costs about $1,346 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $85,960 |
|---|---|
| Loan amount | $343,840 |
| Principal and interest | $2,313 |
| Property taxes (0.66% a year) | $236 |
| Homeowners insurance (our estimate, 0.5% a year) | $179 |
| PMI | $0 |
| Total per month | $2,728 |
Change the numbers in the calculator
| Down payment | $15,043 |
|---|---|
| Loan amount | $422,015 |
| Principal and interest | $2,839 |
| Property taxes (0.66% a year) | $236 |
| Homeowners insurance (our estimate, 0.5% a year) | $179 |
| FHA mortgage insurance | $190 |
| Total per month | $3,444 |
Change the numbers in the calculator
Questions about home buying in Denair
What is the median home value in Denair?
About $429,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Denair?
Homeowners pay a median $2,842 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Denair?
For the median home with 20% down at 7.11%, the payment is about $2,728 a month. Keeping that under 28% of gross income takes about $116,936 a year.
More about Denair
- Mortgage Refinance in Denair
- Debt Relief in Denair
- Home Equity Loans in Denair
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data