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Buying a home in North San Juan, California

The typical owner-occupied home in North San Juan is worth about $549,600, 25% below the California median of $734,700 and 65% above the national median of $332,700. Owners pay a median $5,307 a year in property taxes, about 0.97% of their home's value, higher than the California rate of 0.70%. 61% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

North San Juan at a glance

North San Juan California U.S.
Median home value $549,600 $734,700 $332,700
Median property tax paid per year $5,307 $5,124 $3,119
Property tax as a share of value 0.97% 0.70% 0.94%
Median household income – $99,122 $80,734
Homes lived in by their owners 61% 56% 65%
Owner homes with a mortgage 26% 67% 61%
Median monthly costs, owners with a mortgage – $2,946 $1,963
Median rent – $2,036 $1,413
Median year homes were built 1946 1976 1980
Vacant homes 8.9% 7.5% 10.1%
Population 179 39,287,377 334,922,499

What a typical home costs per month in North San Juan

At this week's average 30-year rate of 7.11%, buying the median North San Juan home of $549,600 with 20% down costs about $3,631 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,547, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $155,615 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$109,920
Loan amount$439,680
Principal and interest$2,958
Property taxes (0.97% a year)$444
Homeowners insurance (our estimate, 0.5% a year)$229
PMI$0
Total per month$3,631

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3.5% down, 30-year FHA loan
Down payment$19,236
Loan amount$539,645
Principal and interest$3,630
Property taxes (0.97% a year)$444
Homeowners insurance (our estimate, 0.5% a year)$229
FHA mortgage insurance$243
Total per month$4,547

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Questions about home buying in North San Juan

What is the median home value in North San Juan?

About $549,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in North San Juan?

Homeowners pay a median $5,307 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in North San Juan?

For the median home with 20% down at 7.11%, the payment is about $3,631 a month. Keeping that under 28% of gross income takes about $155,615 a year.

More about North San Juan

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data