The typical owner-occupied home in North San Juan is worth about $549,600, 25% below the California median of $734,700 and 65% above the national median of $332,700. Owners pay a median $5,307 a year in property taxes, about 0.97% of their home's value, higher than the California rate of 0.70%. 61% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
North San Juan at a glance
| North San Juan | California | U.S. | |
|---|---|---|---|
| Median home value | $549,600 | $734,700 | $332,700 |
| Median property tax paid per year | $5,307 | $5,124 | $3,119 |
| Property tax as a share of value | 0.97% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 61% | 56% | 65% |
| Owner homes with a mortgage | 26% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1946 | 1976 | 1980 |
| Vacant homes | 8.9% | 7.5% | 10.1% |
| Population | 179 | 39,287,377 | 334,922,499 |
How much equity North San Juan owners could borrow
Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median North San Juan home of $549,600, 80% is $439,680.
74% of North San Juan owners have no mortgage at all, so they could borrow up to the full 80% limit.
If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.
| Owe nothing | $439,680 to $467,160 |
|---|---|
| Owe $137,400 | $302,280 to $329,760 |
| Owe $274,800 | $164,880 to $192,360 |
| Owe $357,240 | $82,440 to $109,920 |
Before the lender's own limits, fees and your credit and income checks.
Change the numbers in the calculator
Questions about home equity loans in North San Juan
What is the median home value in North San Juan?
About $549,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in North San Juan?
Homeowners pay a median $5,307 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.
How much can I borrow against my home in North San Juan?
Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $549,600, an 80% limit is $439,680 before subtracting your mortgage.
More about North San Juan
- Mortgage Refinance in North San Juan
- Home Buying in North San Juan
- Debt Relief in North San Juan
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data