The typical owner-occupied home in Lytle Creek is worth about $479,800, 35% below the California median of $734,700 and 44% above the national median of $332,700. Owners pay a median $3,563 a year in property taxes, about 0.74% of their home's value, higher than the California rate of 0.70%. The median household earns $86,394 a year, so the median home costs 5.6 times the median income (7.4 times for California). 96% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Lytle Creek at a glance
| Lytle Creek | California | U.S. | |
|---|---|---|---|
| Median home value | $479,800 | $734,700 | $332,700 |
| Median property tax paid per year | $3,563 | $5,124 | $3,119 |
| Property tax as a share of value | 0.74% | 0.70% | 0.94% |
| Median household income | $86,394 | $99,122 | $80,734 |
| Homes lived in by their owners | 96% | 56% | 65% |
| Owner homes with a mortgage | 60% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,039 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 21.2% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1963 | 1976 | 1980 |
| Vacant homes | 11.4% | 7.5% | 10.1% |
| Population | 672 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Lytle Creek
At this week's average 30-year rate of 7.11%, buying the median Lytle Creek home of $479,800 with 20% down costs about $3,078 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,877, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $131,910 for the 20%-down payment. That payment is 43% of the median Lytle Creek household income of $86,394; at that income and 20% down, the 28% guideline points to a home of about $314,000.
| Down payment | $95,960 |
|---|---|
| Loan amount | $383,840 |
| Principal and interest | $2,582 |
| Property taxes (0.74% a year) | $296 |
| Homeowners insurance (our estimate, 0.5% a year) | $200 |
| PMI | $0 |
| Total per month | $3,078 |
Change the numbers in the calculator
| Down payment | $16,793 |
|---|---|
| Loan amount | $471,110 |
| Principal and interest | $3,169 |
| Property taxes (0.74% a year) | $296 |
| Homeowners insurance (our estimate, 0.5% a year) | $200 |
| FHA mortgage insurance | $212 |
| Total per month | $3,877 |
Change the numbers in the calculator
Questions about home buying in Lytle Creek
What is the median home value in Lytle Creek?
About $479,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lytle Creek?
Homeowners pay a median $3,563 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lytle Creek?
For the median home with 20% down at 7.11%, the payment is about $3,078 a month. Keeping that under 28% of gross income takes about $131,910 a year.
More about Lytle Creek
- Mortgage Refinance in Lytle Creek
- Debt Relief in Lytle Creek
- Home Equity Loans in Lytle Creek
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data