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Buying a home in Crestline, California

The typical owner-occupied home in Crestline is worth about $394,400, 46% below the California median of $734,700 and 19% above the national median of $332,700. Owners pay a median $2,886 a year in property taxes, about 0.73% of their home's value, close to the California rate of 0.70%. The median household earns $77,786 a year, so the median home costs 5.1 times the median income (7.4 times for California). 76% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.

Crestline at a glance

Crestline California U.S.
Median home value $394,400 $734,700 $332,700
Median property tax paid per year $2,886 $5,124 $3,119
Property tax as a share of value 0.73% 0.70% 0.94%
Median household income $77,786 $99,122 $80,734
Homes lived in by their owners 76% 56% 65%
Owner homes with a mortgage 70% 67% 61%
Median monthly costs, owners with a mortgage $2,093 $2,946 $1,963
Those costs as a share of the owners' income 29.1% 24.8% 21.0%
Median rent $1,538 $2,036 $1,413
Rent as a share of renters' income 31.7% 32.8% 30.6%
Median year homes were built 1967 1976 1980
Vacant homes 46.1% 7.5% 10.1%
Population 9,835 39,287,377 334,922,499

What a typical home costs per month in Crestline

At this week's average 30-year rate of 7.11%, buying the median Crestline home of $394,400 with 20% down costs about $2,527 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,184, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $108,291 for the 20%-down payment. That payment is 39% of the median Crestline household income of $77,786; at that income and 20% down, the 28% guideline points to a home of about $283,000.

The median rent here is $1,538 a month, so owning the median home costs about $989 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$78,880
Loan amount$315,520
Principal and interest$2,123
Property taxes (0.73% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$164
PMI$0
Total per month$2,527

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3.5% down, 30-year FHA loan
Down payment$13,804
Loan amount$387,256
Principal and interest$2,605
Property taxes (0.73% a year)$240
Homeowners insurance (our estimate, 0.5% a year)$164
FHA mortgage insurance$174
Total per month$3,184

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Questions about home buying in Crestline

What is the median home value in Crestline?

About $394,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crestline?

Homeowners pay a median $2,886 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crestline?

For the median home with 20% down at 7.11%, the payment is about $2,527 a month. Keeping that under 28% of gross income takes about $108,291 a year.

More about Crestline

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data