The typical owner-occupied home in Boonville is worth about $661,800, 10% below the California median of $734,700 and 99% above the national median of $332,700. Owners pay a median $2,963 a year in property taxes, about 0.45% of their home's value, lower than the California rate of 0.70%. The median household earns $42,188 a year, so the median home costs 15.7 times the median income (7.4 times for California). 58% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.
Boonville at a glance
| Boonville | California | U.S. | |
|---|---|---|---|
| Median home value | $661,800 | $734,700 | $332,700 |
| Median property tax paid per year | $2,963 | $5,124 | $3,119 |
| Property tax as a share of value | 0.45% | 0.70% | 0.94% |
| Median household income | $42,188 | $99,122 | $80,734 |
| Homes lived in by their owners | 58% | 56% | 65% |
| Owner homes with a mortgage | 29% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,830 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Rent as a share of renters' income | 38.7% | 32.8% | 30.6% |
| Median year homes were built | 1966 | 1976 | 1980 |
| Vacant homes | 24.9% | 7.5% | 10.1% |
| Population | 667 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Boonville
At this week's average 30-year rate of 7.11%, buying the median Boonville home of $661,800 with 20% down costs about $4,086 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,188, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $175,093 for the 20%-down payment. That payment is 116% of the median Boonville household income of $42,188; at that income and 20% down, the 28% guideline points to a home of about $159,000.
| Down payment | $132,360 |
|---|---|
| Loan amount | $529,440 |
| Principal and interest | $3,562 |
| Property taxes (0.45% a year) | $248 |
| Homeowners insurance (our estimate, 0.5% a year) | $276 |
| PMI | $0 |
| Total per month | $4,086 |
Change the numbers in the calculator
| Down payment | $23,163 |
|---|---|
| Loan amount | $649,813 |
| Principal and interest | $4,371 |
| Property taxes (0.45% a year) | $248 |
| Homeowners insurance (our estimate, 0.5% a year) | $276 |
| FHA mortgage insurance | $293 |
| Total per month | $5,188 |
Change the numbers in the calculator
Questions about home buying in Boonville
What is the median home value in Boonville?
About $661,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Boonville?
Homeowners pay a median $2,963 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Boonville?
For the median home with 20% down at 7.11%, the payment is about $4,086 a month. Keeping that under 28% of gross income takes about $175,093 a year.
More about Boonville
- Mortgage Refinance in Boonville
- Debt Relief in Boonville
- Home Equity Loans in Boonville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data