The typical owner-occupied home in Dillon Beach is worth about $1,660,000, 2.3 times the California median of $734,700 and 5.0 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 0.60% of their home's value, lower than the California rate of 0.70%. The median household earns $209,536 a year, so the median home costs 7.9 times the median income (7.4 times for California). 83% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Dillon Beach at a glance
| Dillon Beach | California | U.S. | |
|---|---|---|---|
| Median home value | $1,660,000 | $734,700 | $332,700 |
| Median property tax paid per year | $10,001 | $5,124 | $3,119 |
| Property tax as a share of value | 0.60% | 0.70% | 0.94% |
| Median household income | $209,536 | $99,122 | $80,734 |
| Homes lived in by their owners | 83% | 56% | 65% |
| Owner homes with a mortgage | 26% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 70.7% | 7.5% | 10.1% |
| Population | 293 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Dillon Beach
At this week's average 30-year rate of 7.11%, buying the median Dillon Beach home of $1,660,000 with 20% down costs about $10,455 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $13,488, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $448,080 for the 20%-down payment. That payment is 60% of the median Dillon Beach household income of $209,536; at that income and 20% down, the 28% guideline points to a home of about $776,000.
| Down payment | $332,000 |
|---|---|
| Loan amount | $1,328,000 |
| Principal and interest | $8,934 |
| Property taxes (0.60% a year) | $830 |
| Homeowners insurance (our estimate, 0.5% a year) | $692 |
| PMI | $0 |
| Total per month | $10,455 |
Change the numbers in the calculator
| Down payment | $58,100 |
|---|---|
| Loan amount | $1,629,933 |
| Principal and interest | $10,965 |
| Property taxes (0.60% a year) | $830 |
| Homeowners insurance (our estimate, 0.5% a year) | $692 |
| FHA mortgage insurance | $1,001 |
| Total per month | $13,488 |
Change the numbers in the calculator
Questions about home buying in Dillon Beach
What is the median home value in Dillon Beach?
About $1,660,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dillon Beach?
Homeowners pay a median $10,001 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dillon Beach?
For the median home with 20% down at 7.11%, the payment is about $10,455 a month. Keeping that under 28% of gross income takes about $448,080 a year.
More about Dillon Beach
- Mortgage Refinance in Dillon Beach
- Debt Relief in Dillon Beach
- Home Equity Loans in Dillon Beach
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data