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Buying a home in Hydesville, California

The typical owner-occupied home in Hydesville is worth about $481,100, 35% below the California median of $734,700 and 45% above the national median of $332,700. Owners pay a median $2,910 a year in property taxes, about 0.60% of their home's value, lower than the California rate of 0.70%. The median household earns $96,827 a year, so the median home costs 5.0 times the median income (7.4 times for California). 92% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

Hydesville at a glance

Hydesville California U.S.
Median home value $481,100 $734,700 $332,700
Median property tax paid per year $2,910 $5,124 $3,119
Property tax as a share of value 0.60% 0.70% 0.94%
Median household income $96,827 $99,122 $80,734
Homes lived in by their owners 92% 56% 65%
Owner homes with a mortgage 64% 67% 61%
Median monthly costs, owners with a mortgage $2,417 $2,946 $1,963
Those costs as a share of the owners' income 31.1% 24.8% 21.0%
Median rent $860 $2,036 $1,413
Rent as a share of renters' income 18.0% 32.8% 30.6%
Median year homes were built 1982 1976 1980
Vacant homes 12.0% 7.5% 10.1%
Population 1,263 39,287,377 334,922,499

What a typical home costs per month in Hydesville

At this week's average 30-year rate of 7.11%, buying the median Hydesville home of $481,100 with 20% down costs about $3,030 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,832, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $129,862 for the 20%-down payment. That payment is 38% of the median Hydesville household income of $96,827; at that income and 20% down, the 28% guideline points to a home of about $359,000.

The median rent here is $860 a month, so owning the median home costs about $2,170 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$96,220
Loan amount$384,880
Principal and interest$2,589
Property taxes (0.60% a year)$241
Homeowners insurance (our estimate, 0.5% a year)$200
PMI$0
Total per month$3,030

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3.5% down, 30-year FHA loan
Down payment$16,838
Loan amount$472,386
Principal and interest$3,178
Property taxes (0.60% a year)$241
Homeowners insurance (our estimate, 0.5% a year)$200
FHA mortgage insurance$213
Total per month$3,832

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Questions about home buying in Hydesville

What is the median home value in Hydesville?

About $481,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hydesville?

Homeowners pay a median $2,910 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hydesville?

For the median home with 20% down at 7.11%, the payment is about $3,030 a month. Keeping that under 28% of gross income takes about $129,862 a year.

More about Hydesville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data