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Buying a home in Fields Landing, California

The typical owner-occupied home in Fields Landing is worth about $435,500, 41% below the California median of $734,700 and 31% above the national median of $332,700. Owners pay a median $2,645 a year in property taxes, about 0.61% of their home's value, lower than the California rate of 0.70%. The median household earns $78,686 a year, so the median home costs 5.5 times the median income (7.4 times for California). 31% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Fields Landing at a glance

Fields Landing California U.S.
Median home value $435,500 $734,700 $332,700
Median property tax paid per year $2,645 $5,124 $3,119
Property tax as a share of value 0.61% 0.70% 0.94%
Median household income $78,686 $99,122 $80,734
Homes lived in by their owners 31% 56% 65%
Owner homes with a mortgage 55% 67% 61%
Median monthly costs, owners with a mortgage – $2,946 $1,963
Median rent – $2,036 $1,413
Median year homes were built 1982 1976 1980
Vacant homes 23.8% 7.5% 10.1%
Population 532 39,287,377 334,922,499

What a typical home costs per month in Fields Landing

At this week's average 30-year rate of 7.11%, buying the median Fields Landing home of $435,500 with 20% down costs about $2,747 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,472, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $117,709 for the 20%-down payment. That payment is 42% of the median Fields Landing household income of $78,686; at that income and 20% down, the 28% guideline points to a home of about $291,000.

20% down, 30-year conventional loan
Down payment$87,100
Loan amount$348,400
Principal and interest$2,344
Property taxes (0.61% a year)$221
Homeowners insurance (our estimate, 0.5% a year)$181
PMI$0
Total per month$2,747

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3.5% down, 30-year FHA loan
Down payment$15,242
Loan amount$427,612
Principal and interest$2,877
Property taxes (0.61% a year)$221
Homeowners insurance (our estimate, 0.5% a year)$181
FHA mortgage insurance$193
Total per month$3,472

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Questions about home buying in Fields Landing

What is the median home value in Fields Landing?

About $435,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Fields Landing?

Homeowners pay a median $2,645 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Fields Landing?

For the median home with 20% down at 7.11%, the payment is about $2,747 a month. Keeping that under 28% of gross income takes about $117,709 a year.

More about Fields Landing

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data