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Buying a home in Huron, California

The typical owner-occupied home in Huron is worth about $251,700, 66% below the California median of $734,700 and 24% below the national median of $332,700. Owners pay a median $1,392 a year in property taxes, about 0.55% of their home's value, lower than the California rate of 0.70%. The median household earns $52,500 a year, so the median home costs 4.8 times the median income (7.4 times for California). 25% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.

Huron at a glance

Huron California U.S.
Median home value $251,700 $734,700 $332,700
Median property tax paid per year $1,392 $5,124 $3,119
Property tax as a share of value 0.55% 0.70% 0.94%
Median household income $52,500 $99,122 $80,734
Homes lived in by their owners 25% 56% 65%
Owner homes with a mortgage 66% 67% 61%
Median monthly costs, owners with a mortgage $1,389 $2,946 $1,963
Those costs as a share of the owners' income 28.1% 24.8% 21.0%
Median rent $1,054 $2,036 $1,413
Rent as a share of renters' income 22.9% 32.8% 30.6%
Median year homes were built 1988 1976 1980
Vacant homes 3.1% 7.5% 10.1%
Population 6,519 39,287,377 334,922,499

What a typical home costs per month in Huron

At this week's average 30-year rate of 7.11%, buying the median Huron home of $251,700 with 20% down costs about $1,575 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,994, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $67,491 for the 20%-down payment. That payment is 36% of the median Huron household income of $52,500; at that income and 20% down, the 28% guideline points to a home of about $196,000.

The median rent here is $1,054 a month, so owning the median home costs about $521 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$50,340
Loan amount$201,360
Principal and interest$1,355
Property taxes (0.55% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$105
PMI$0
Total per month$1,575

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3.5% down, 30-year FHA loan
Down payment$8,810
Loan amount$247,141
Principal and interest$1,663
Property taxes (0.55% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$105
FHA mortgage insurance$111
Total per month$1,994

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Questions about home buying in Huron

What is the median home value in Huron?

About $251,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Huron?

Homeowners pay a median $1,392 a year, which is about 0.55% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Huron?

For the median home with 20% down at 7.11%, the payment is about $1,575 a month. Keeping that under 28% of gross income takes about $67,491 a year.

More about Huron

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data