The typical owner-occupied home in Big Creek is worth about $361,800, 51% below the California median of $734,700 and 9% above the national median of $332,700. Owners pay a median $1,850 a year in property taxes, about 0.51% of their home's value, lower than the California rate of 0.70%. 70% of occupied homes here are lived in by their owners, and 81% of those owners still have a mortgage.
Big Creek at a glance
| Big Creek | California | U.S. | |
|---|---|---|---|
| Median home value | $361,800 | $734,700 | $332,700 |
| Median property tax paid per year | $1,850 | $5,124 | $3,119 |
| Property tax as a share of value | 0.51% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 70% | 56% | 65% |
| Owner homes with a mortgage | 81% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1975 | 1976 | 1980 |
| Vacant homes | 61.0% | 7.5% | 10.1% |
| Population | 69 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Big Creek
At this week's average 30-year rate of 7.11%, buying the median Big Creek home of $361,800 with 20% down costs about $2,252 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,854, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $96,497 for the 20%-down payment.
| Down payment | $72,360 |
|---|---|
| Loan amount | $289,440 |
| Principal and interest | $1,947 |
| Property taxes (0.51% a year) | $154 |
| Homeowners insurance (our estimate, 0.5% a year) | $151 |
| PMI | $0 |
| Total per month | $2,252 |
Change the numbers in the calculator
| Down payment | $12,663 |
|---|---|
| Loan amount | $355,247 |
| Principal and interest | $2,390 |
| Property taxes (0.51% a year) | $154 |
| Homeowners insurance (our estimate, 0.5% a year) | $151 |
| FHA mortgage insurance | $160 |
| Total per month | $2,854 |
Change the numbers in the calculator
Questions about home buying in Big Creek
What is the median home value in Big Creek?
About $361,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Big Creek?
Homeowners pay a median $1,850 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Big Creek?
For the median home with 20% down at 7.11%, the payment is about $2,252 a month. Keeping that under 28% of gross income takes about $96,497 a year.
More about Big Creek
- Mortgage Refinance in Big Creek
- Debt Relief in Big Creek
- Home Equity Loans in Big Creek
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data