The typical owner-occupied home in Grizzly Flats is worth about $384,400, 48% below the California median of $734,700 and 16% above the national median of $332,700. Owners pay a median $2,410 a year in property taxes, about 0.63% of their home's value, lower than the California rate of 0.70%. The median household earns $92,004 a year, so the median home costs 4.2 times the median income (7.4 times for California). 92% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
Grizzly Flats at a glance
| Grizzly Flats | California | U.S. | |
|---|---|---|---|
| Median home value | $384,400 | $734,700 | $332,700 |
| Median property tax paid per year | $2,410 | $5,124 | $3,119 |
| Property tax as a share of value | 0.63% | 0.70% | 0.94% |
| Median household income | $92,004 | $99,122 | $80,734 |
| Homes lived in by their owners | 92% | 56% | 65% |
| Owner homes with a mortgage | 100% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,391 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 30.8% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1992 | 1976 | 1980 |
| Vacant homes | 21.1% | 7.5% | 10.1% |
| Population | 1,410 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Grizzly Flats
At this week's average 30-year rate of 7.11%, buying the median Grizzly Flats home of $384,400 with 20% down costs about $2,431 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,071, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $104,172 for the 20%-down payment. That payment is 32% of the median Grizzly Flats household income of $92,004; at that income and 20% down, the 28% guideline points to a home of about $339,000.
| Down payment | $76,880 |
|---|---|
| Loan amount | $307,520 |
| Principal and interest | $2,069 |
| Property taxes (0.63% a year) | $202 |
| Homeowners insurance (our estimate, 0.5% a year) | $160 |
| PMI | $0 |
| Total per month | $2,431 |
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| Down payment | $13,454 |
|---|---|
| Loan amount | $377,438 |
| Principal and interest | $2,539 |
| Property taxes (0.63% a year) | $202 |
| Homeowners insurance (our estimate, 0.5% a year) | $160 |
| FHA mortgage insurance | $170 |
| Total per month | $3,071 |
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Questions about home buying in Grizzly Flats
What is the median home value in Grizzly Flats?
About $384,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Grizzly Flats?
Homeowners pay a median $2,410 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Grizzly Flats?
For the median home with 20% down at 7.11%, the payment is about $2,431 a month. Keeping that under 28% of gross income takes about $104,172 a year.
More about Grizzly Flats
- Mortgage Refinance in Grizzly Flats
- Debt Relief in Grizzly Flats
- Home Equity Loans in Grizzly Flats
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data