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Buying a home in Biggs, California

The typical owner-occupied home in Biggs is worth about $328,400, 55% below the California median of $734,700 and about the same as the national median of $332,700. Owners pay a median $2,161 a year in property taxes, about 0.66% of their home's value, lower than the California rate of 0.70%. The median household earns $84,914 a year, so the median home costs 3.9 times the median income (7.4 times for California). 71% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.

Biggs at a glance

Biggs California U.S.
Median home value $328,400 $734,700 $332,700
Median property tax paid per year $2,161 $5,124 $3,119
Property tax as a share of value 0.66% 0.70% 0.94%
Median household income $84,914 $99,122 $80,734
Homes lived in by their owners 71% 56% 65%
Owner homes with a mortgage 58% 67% 61%
Median monthly costs, owners with a mortgage $2,005 $2,946 $1,963
Those costs as a share of the owners' income 23.0% 24.8% 21.0%
Median rent $1,474 $2,036 $1,413
Rent as a share of renters' income 33.2% 32.8% 30.6%
Median year homes were built 1975 1976 1980
Vacant homes 9.2% 7.5% 10.1%
Population 2,307 39,287,377 334,922,499

What a typical home costs per month in Biggs

At this week's average 30-year rate of 7.11%, buying the median Biggs home of $328,400 with 20% down costs about $2,085 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,632, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,348 for the 20%-down payment. That payment is 29% of the median Biggs household income of $84,914; at that income and 20% down, the 28% guideline points to a home of about $312,000.

The median rent here is $1,474 a month, so owning the median home costs about $611 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$65,680
Loan amount$262,720
Principal and interest$1,767
Property taxes (0.66% a year)$181
Homeowners insurance (our estimate, 0.5% a year)$137
PMI$0
Total per month$2,085

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3.5% down, 30-year FHA loan
Down payment$11,494
Loan amount$322,452
Principal and interest$2,169
Property taxes (0.66% a year)$181
Homeowners insurance (our estimate, 0.5% a year)$137
FHA mortgage insurance$145
Total per month$2,632

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Questions about home buying in Biggs

What is the median home value in Biggs?

About $328,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Biggs?

Homeowners pay a median $2,161 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Biggs?

For the median home with 20% down at 7.11%, the payment is about $2,085 a month. Keeping that under 28% of gross income takes about $89,348 a year.

More about Biggs

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data