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Buying a home in Pleasanton, California

The typical owner-occupied home in Pleasanton is worth about $1,537,100, 2.1 times the California median of $734,700 and 4.6 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 0.65% of their home's value, lower than the California rate of 0.70%. The median household earns $190,124 a year, so the median home costs 8.1 times the median income (7.4 times for California). 67% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Pleasanton at a glance

Pleasanton California U.S.
Median home value $1,537,100 $734,700 $332,700
Median property tax paid per year $10,001 $5,124 $3,119
Property tax as a share of value 0.65% 0.70% 0.94%
Median household income $190,124 $99,122 $80,734
Homes lived in by their owners 67% 56% 65%
Owner homes with a mortgage 71% 67% 61%
Median monthly costs, owners with a mortgage $4,001 $2,946 $1,963
Those costs as a share of the owners' income 22.4% 24.8% 21.0%
Median rent $3,060 $2,036 $1,413
Rent as a share of renters' income 29.0% 32.8% 30.6%
Median year homes were built 1984 1976 1980
Vacant homes 3.8% 7.5% 10.1%
Population 76,960 39,287,377 334,922,499

What a typical home costs per month in Pleasanton

At this week's average 30-year rate of 7.11%, buying the median Pleasanton home of $1,537,100 with 20% down costs about $9,745 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $12,553, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $417,651 for the 20%-down payment. That payment is 62% of the median Pleasanton household income of $190,124; at that income and 20% down, the 28% guideline points to a home of about $700,000.

The median rent here is $3,060 a month, so owning the median home costs about $6,685 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$307,420
Loan amount$1,229,680
Principal and interest$8,272
Property taxes (0.65% a year)$833
Homeowners insurance (our estimate, 0.5% a year)$640
PMI$0
Total per month$9,745

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3.5% down, 30-year FHA loan
Down payment$53,798
Loan amount$1,509,259
Principal and interest$10,153
Property taxes (0.65% a year)$833
Homeowners insurance (our estimate, 0.5% a year)$640
FHA mortgage insurance$927
Total per month$12,553

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Questions about home buying in Pleasanton

What is the median home value in Pleasanton?

About $1,537,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pleasanton?

Homeowners pay a median $10,001 a year, which is about 0.65% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pleasanton?

For the median home with 20% down at 7.11%, the payment is about $9,745 a month. Keeping that under 28% of gross income takes about $417,651 a year.

More about Pleasanton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data