The typical owner-occupied home in Dublin is worth about $1,317,100, 79% above the California median of $734,700 and 4.0 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 0.76% of their home's value, higher than the California rate of 0.70%. The median household earns $214,385 a year, so the median home costs 6.1 times the median income (7.4 times for California). 66% of occupied homes here are lived in by their owners, and 79% of those owners still have a mortgage.
Dublin at a glance
| Dublin | California | U.S. | |
|---|---|---|---|
| Median home value | $1,317,100 | $734,700 | $332,700 |
| Median property tax paid per year | $10,001 | $5,124 | $3,119 |
| Property tax as a share of value | 0.76% | 0.70% | 0.94% |
| Median household income | $214,385 | $99,122 | $80,734 |
| Homes lived in by their owners | 66% | 56% | 65% |
| Owner homes with a mortgage | 79% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 22.9% | 24.8% | 21.0% |
| Median rent | $3,191 | $2,036 | $1,413 |
| Rent as a share of renters' income | 26.8% | 32.8% | 30.6% |
| Median year homes were built | 2004 | 1976 | 1980 |
| Vacant homes | 3.9% | 7.5% | 10.1% |
| Population | 70,803 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Dublin
At this week's average 30-year rate of 7.11%, buying the median Dublin home of $1,317,100 with 20% down costs about $8,471 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $10,877, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $363,048 for the 20%-down payment. That payment is 47% of the median Dublin household income of $214,385; at that income and 20% down, the 28% guideline points to a home of about $778,000.
The median rent here is $3,191 a month, so owning the median home costs about $5,280 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $263,420 |
|---|---|
| Loan amount | $1,053,680 |
| Principal and interest | $7,088 |
| Property taxes (0.76% a year) | $834 |
| Homeowners insurance (our estimate, 0.5% a year) | $549 |
| PMI | $0 |
| Total per month | $8,471 |
Change the numbers in the calculator
| Down payment | $46,098 |
|---|---|
| Loan amount | $1,293,244 |
| Principal and interest | $8,700 |
| Property taxes (0.76% a year) | $834 |
| Homeowners insurance (our estimate, 0.5% a year) | $549 |
| FHA mortgage insurance | $794 |
| Total per month | $10,877 |
Change the numbers in the calculator
Questions about home buying in Dublin
What is the median home value in Dublin?
About $1,317,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dublin?
Homeowners pay a median $10,001 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dublin?
For the median home with 20% down at 7.11%, the payment is about $8,471 a month. Keeping that under 28% of gross income takes about $363,048 a year.
More about Dublin
- Mortgage Refinance in Dublin
- Debt Relief in Dublin
- Home Equity Loans in Dublin
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data