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Buying a home in Tsaile, Arizona

The typical owner-occupied home in Tsaile is worth about $46,700, 88% below the Arizona median of $394,500 and 86% below the national median of $332,700. The median household earns $48,819 a year, so the median home costs 1.0 times the median income (4.9 times for Arizona). 31% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Tsaile at a glance

Tsaile Arizona U.S.
Median home value $46,700 $394,500 $332,700
Median property tax paid per year – $1,879 $3,119
Median household income $48,819 $79,964 $80,734
Homes lived in by their owners 31% 67% 65%
Owner homes with a mortgage 24% 62% 61%
Median monthly costs, owners with a mortgage $913 $1,803 $1,963
Those costs as a share of the owners' income 32.3% 20.5% 21.0%
Median rent $560 $1,543 $1,413
Rent as a share of renters' income 11.2% 30.8% 30.6%
Median year homes were built 1988 1992 1980
Vacant homes 16.0% 10.5% 10.1%
Population 1,696 7,378,838 334,922,499

What a typical home costs per month in Tsaile

At this week's average 30-year rate of 7.11%, buying the median Tsaile home of $46,700 with 20% down costs about $314 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $391, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,440 for the 20%-down payment. That payment is 8% of the median Tsaile household income of $48,819; at that income and 20% down, the 28% guideline points to a home of about $170,000.

The median rent here is $560 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$9,340
Loan amount$37,360
Principal and interest$251
Property taxes (1.10% a year)$43
Homeowners insurance (our estimate, 0.5% a year)$19
PMI$0
Total per month$314

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3.5% down, 30-year FHA loan
Down payment$1,634
Loan amount$45,854
Principal and interest$308
Property taxes (1.10% a year)$43
Homeowners insurance (our estimate, 0.5% a year)$19
FHA mortgage insurance$21
Total per month$391

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Questions about home buying in Tsaile

What is the median home value in Tsaile?

About $46,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Tsaile?

For the median home with 20% down at 7.11%, the payment is about $314 a month. Keeping that under 28% of gross income takes about $13,440 a year.

More about Tsaile

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data