The typical owner-occupied home in Ganado is worth about $29,100, 93% below the Arizona median of $394,500 and 91% below the national median of $332,700. The median household earns $55,714 a year, so the median home costs 0.5 times the median income (4.9 times for Arizona). 64% of occupied homes here are lived in by their owners, and 2% of those owners still have a mortgage.
Ganado at a glance
| Ganado | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $29,100 | $394,500 | $332,700 |
| Median property tax paid per year | – | $1,879 | $3,119 |
| Median household income | $55,714 | $79,964 | $80,734 |
| Homes lived in by their owners | 64% | 67% | 65% |
| Owner homes with a mortgage | 2% | 62% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,803 | $1,963 |
| Median rent | $385 | $1,543 | $1,413 |
| Rent as a share of renters' income | 9.0% | 30.8% | 30.6% |
| Median year homes were built | 1989 | 1992 | 1980 |
| Vacant homes | 32.4% | 10.5% | 10.1% |
| Population | 637 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Ganado
At this week's average 30-year rate of 7.11%, buying the median Ganado home of $29,100 with 20% down costs about $195 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $244, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $8,375 for the 20%-down payment. That payment is 4% of the median Ganado household income of $55,714; at that income and 20% down, the 28% guideline points to a home of about $194,000.
The median rent here is $385 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $5,820 |
|---|---|
| Loan amount | $23,280 |
| Principal and interest | $157 |
| Property taxes (1.10% a year) | $27 |
| Homeowners insurance (our estimate, 0.5% a year) | $12 |
| PMI | $0 |
| Total per month | $195 |
Change the numbers in the calculator
| Down payment | $1,018 |
|---|---|
| Loan amount | $28,573 |
| Principal and interest | $192 |
| Property taxes (1.10% a year) | $27 |
| Homeowners insurance (our estimate, 0.5% a year) | $12 |
| FHA mortgage insurance | $13 |
| Total per month | $244 |
Change the numbers in the calculator
Questions about home buying in Ganado
What is the median home value in Ganado?
About $29,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Ganado?
For the median home with 20% down at 7.11%, the payment is about $195 a month. Keeping that under 28% of gross income takes about $8,375 a year.
More about Ganado
- Mortgage Refinance in Ganado
- Debt Relief in Ganado
- Home Equity Loans in Ganado
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data