The typical owner-occupied home in Houck is worth about $44,800, 89% below the Arizona median of $394,500 and 87% below the national median of $332,700. Owners pay a median $1,143 a year in property taxes, about 2.55% of their home's value, higher than the Arizona rate of 0.48%. The median household earns $33,750 a year, so the median home costs 1.3 times the median income (4.9 times for Arizona). 96% of occupied homes here are lived in by their owners, and 6% of those owners still have a mortgage.
Houck at a glance
| Houck | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $44,800 | $394,500 | $332,700 |
| Median property tax paid per year | $1,143 | $1,879 | $3,119 |
| Property tax as a share of value | 2.55% | 0.48% | 0.94% |
| Median household income | $33,750 | $79,964 | $80,734 |
| Homes lived in by their owners | 96% | 67% | 65% |
| Owner homes with a mortgage | 6% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,479 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 24.7% | 20.5% | 21.0% |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 1986 | 1992 | 1980 |
| Vacant homes | 23.0% | 10.5% | 10.1% |
| Population | 707 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Houck
At this week's average 30-year rate of 7.11%, buying the median Houck home of $44,800 with 20% down costs about $355 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $430, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,213 for the 20%-down payment. That payment is 13% of the median Houck household income of $33,750; at that income and 20% down, the 28% guideline points to a home of about $99,000.
| Down payment | $8,960 |
|---|---|
| Loan amount | $35,840 |
| Principal and interest | $241 |
| Property taxes (2.55% a year) | $95 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| PMI | $0 |
| Total per month | $355 |
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| Down payment | $1,568 |
|---|---|
| Loan amount | $43,989 |
| Principal and interest | $296 |
| Property taxes (2.55% a year) | $95 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| FHA mortgage insurance | $20 |
| Total per month | $430 |
Change the numbers in the calculator
Questions about home buying in Houck
What is the median home value in Houck?
About $44,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Houck?
Homeowners pay a median $1,143 a year, which is about 2.55% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Houck?
For the median home with 20% down at 7.11%, the payment is about $355 a month. Keeping that under 28% of gross income takes about $15,213 a year.
More about Houck
- Mortgage Refinance in Houck
- Debt Relief in Houck
- Home Equity Loans in Houck
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data