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Debt relief in Tsaile, Arizona

The typical owner-occupied home in Tsaile is worth about $46,700, 88% below the Arizona median of $394,500 and 86% below the national median of $332,700. The median household earns $48,819 a year, so the median home costs 1.0 times the median income (4.9 times for Arizona). 31% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Tsaile at a glance

Tsaile Arizona U.S.
Median home value $46,700 $394,500 $332,700
Median property tax paid per year – $1,879 $3,119
Median household income $48,819 $79,964 $80,734
Homes lived in by their owners 31% 67% 65%
Owner homes with a mortgage 24% 62% 61%
Median monthly costs, owners with a mortgage $913 $1,803 $1,963
Those costs as a share of the owners' income 32.3% 20.5% 21.0%
Median rent $560 $1,543 $1,413
Rent as a share of renters' income 11.2% 30.8% 30.6%
Median year homes were built 1988 1992 1980
Vacant homes 16.0% 10.5% 10.1%
People below the poverty line 46.2% 12.5% 12.5%
Population 1,696 7,378,838 334,922,499

Household budgets and debt in Tsaile

In Tsaile, the typical owner with a mortgage spends 32.3% of household income on housing and the typical renter spends 11.2%. Above 30% is generally considered cost-burdened, which leaves less room for other debts.

46.2% of residents live below the federal poverty line, compared with 12.5% in Arizona.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Tsaile home worth $46,700 and 76% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Tsaile

What is the median home value in Tsaile?

About $46,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much of their income do Tsaile households spend on housing?

With a median household income of $48,819, owners with a mortgage spend a median 32.3% on housing and renters 11.2%.

More about Tsaile

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data