The typical owner-occupied home in Eagar is worth about $247,800, 37% below the Arizona median of $394,500 and 26% below the national median of $332,700. Owners pay a median $594 a year in property taxes, about 0.24% of their home's value, lower than the Arizona rate of 0.48%. The median household earns $82,839 a year, so the median home costs 3.0 times the median income (4.9 times for Arizona). 85% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Eagar at a glance
| Eagar | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $247,800 | $394,500 | $332,700 |
| Median property tax paid per year | $594 | $1,879 | $3,119 |
| Property tax as a share of value | 0.24% | 0.48% | 0.94% |
| Median household income | $82,839 | $79,964 | $80,734 |
| Homes lived in by their owners | 85% | 67% | 65% |
| Owner homes with a mortgage | 55% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,390 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 16.6% | 20.5% | 21.0% |
| Median rent | $494 | $1,543 | $1,413 |
| Rent as a share of renters' income | 20.5% | 30.8% | 30.6% |
| Median year homes were built | 1984 | 1992 | 1980 |
| Vacant homes | 23.8% | 10.5% | 10.1% |
| Population | 4,416 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Eagar
At this week's average 30-year rate of 7.11%, buying the median Eagar home of $247,800 with 20% down costs about $1,486 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,899, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,702 for the 20%-down payment. That payment is 22% of the median Eagar household income of $82,839; at that income and 20% down, the 28% guideline points to a home of about $322,000.
The median rent here is $494 a month, so owning the median home costs about $992 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $49,560 |
|---|---|
| Loan amount | $198,240 |
| Principal and interest | $1,334 |
| Property taxes (0.24% a year) | $50 |
| Homeowners insurance (our estimate, 0.5% a year) | $103 |
| PMI | $0 |
| Total per month | $1,486 |
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| Down payment | $8,673 |
|---|---|
| Loan amount | $243,312 |
| Principal and interest | $1,637 |
| Property taxes (0.24% a year) | $50 |
| Homeowners insurance (our estimate, 0.5% a year) | $103 |
| FHA mortgage insurance | $110 |
| Total per month | $1,899 |
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Questions about home buying in Eagar
What is the median home value in Eagar?
About $247,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Eagar?
Homeowners pay a median $594 a year, which is about 0.24% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Eagar?
For the median home with 20% down at 7.11%, the payment is about $1,486 a month. Keeping that under 28% of gross income takes about $63,702 a year.
More about Eagar
- Mortgage Refinance in Eagar
- Debt Relief in Eagar
- Home Equity Loans in Eagar
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data