The typical owner-occupied home in Cooper Landing is worth about $428,000, 21% above the Alaska median of $352,900 and 29% above the national median of $332,700. Owners pay a median $3,250 a year in property taxes, about 0.76% of their home's value, lower than the Alaska rate of 1.11%. The median household earns $143,672 a year, so the median home costs 3.0 times the median income (3.8 times for Alaska). 71% of occupied homes here are lived in by their owners, and 83% of those owners still have a mortgage.
Cooper Landing at a glance
| Cooper Landing | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $428,000 | $352,900 | $332,700 |
| Median property tax paid per year | $3,250 | $3,901 | $3,119 |
| Property tax as a share of value | 0.76% | 1.11% | 0.94% |
| Median household income | $143,672 | $92,788 | $80,734 |
| Homes lived in by their owners | 71% | 67% | 65% |
| Owner homes with a mortgage | 83% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,585 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 26.2% | 21.6% | 21.0% |
| Median rent | – | $1,419 | $1,413 |
| Median year homes were built | 1983 | 1986 | 1980 |
| Vacant homes | 69.9% | 17.6% | 10.1% |
| Population | 227 | 735,706 | 334,922,499 |
What a typical home costs per month in Cooper Landing
At this week's average 30-year rate of 7.11%, buying the median Cooper Landing home of $428,000 with 20% down costs about $2,753 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,466, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $117,975 for the 20%-down payment. That payment is 23% of the median Cooper Landing household income of $143,672; at that income and 20% down, the 28% guideline points to a home of about $521,000.
| Down payment | $85,600 |
|---|---|
| Loan amount | $342,400 |
| Principal and interest | $2,303 |
| Property taxes (0.76% a year) | $271 |
| Homeowners insurance (our estimate, 0.5% a year) | $178 |
| PMI | $0 |
| Total per month | $2,753 |
Change the numbers in the calculator
| Down payment | $14,980 |
|---|---|
| Loan amount | $420,248 |
| Principal and interest | $2,827 |
| Property taxes (0.76% a year) | $271 |
| Homeowners insurance (our estimate, 0.5% a year) | $178 |
| FHA mortgage insurance | $189 |
| Total per month | $3,466 |
Change the numbers in the calculator
Questions about home buying in Cooper Landing
What is the median home value in Cooper Landing?
About $428,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Cooper Landing?
Homeowners pay a median $3,250 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Cooper Landing?
For the median home with 20% down at 7.11%, the payment is about $2,753 a month. Keeping that under 28% of gross income takes about $117,975 a year.
More about Cooper Landing
- Mortgage Refinance in Cooper Landing
- Debt Relief in Cooper Landing
- Home Equity Loans in Cooper Landing
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data