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Debt relief in Cooper Landing, Alaska

The typical owner-occupied home in Cooper Landing is worth about $428,000, 21% above the Alaska median of $352,900 and 29% above the national median of $332,700. Owners pay a median $3,250 a year in property taxes, about 0.76% of their home's value, lower than the Alaska rate of 1.11%. The median household earns $143,672 a year, so the median home costs 3.0 times the median income (3.8 times for Alaska). 71% of occupied homes here are lived in by their owners, and 83% of those owners still have a mortgage.

Cooper Landing at a glance

Cooper Landing Alaska U.S.
Median home value $428,000 $352,900 $332,700
Median property tax paid per year $3,250 $3,901 $3,119
Property tax as a share of value 0.76% 1.11% 0.94%
Median household income $143,672 $92,788 $80,734
Homes lived in by their owners 71% 67% 65%
Owner homes with a mortgage 83% 60% 61%
Median monthly costs, owners with a mortgage $1,585 $2,229 $1,963
Those costs as a share of the owners' income 26.2% 21.6% 21.0%
Median rent – $1,419 $1,413
Median year homes were built 1983 1986 1980
Vacant homes 69.9% 17.6% 10.1%
People below the poverty line 0.0% 10.1% 12.5%
Population 227 735,706 334,922,499

Household budgets and debt in Cooper Landing

0.0% of residents live below the federal poverty line, compared with 10.1% in Alaska.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Cooper Landing home worth $428,000 and 17% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Cooper Landing

What is the median home value in Cooper Landing?

About $428,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Cooper Landing?

Homeowners pay a median $3,250 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.

How much of their income do Cooper Landing households spend on housing?

With a median household income of $143,672, owners with a mortgage spend a median 26.2% on housing and renters 0.0%.

More about Cooper Landing

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data