The typical owner-occupied home in Haines Borough is worth about $293,300, 17% below the Alaska median of $352,900 and 12% below the national median of $332,700. Owners pay a median $2,445 a year in property taxes, about 0.83% of their home's value, lower than the Alaska rate of 1.11%. The median household earns $86,927 a year, so the median home costs 3.4 times the median income (3.8 times for Alaska). 78% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
Haines Borough at a glance
| Haines Borough | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $293,300 | $352,900 | $332,700 |
| Median property tax paid per year | $2,445 | $3,901 | $3,119 |
| Property tax as a share of value | 0.83% | 1.11% | 0.94% |
| Median household income | $86,927 | $92,788 | $80,734 |
| Homes lived in by their owners | 78% | 67% | 65% |
| Owner homes with a mortgage | 48% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,713 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 21.6% | 21.0% |
| Median rent | $1,087 | $1,419 | $1,413 |
| Rent as a share of renters' income | 31.6% | 27.7% | 30.6% |
| Median year homes were built | 1987 | 1986 | 1980 |
| Vacant homes | 34.7% | 17.6% | 10.1% |
| Population | 2,086 | 735,706 | 334,922,499 |
What a typical home costs per month in Haines Borough
At this week's average 30-year rate of 7.11%, buying the median Haines Borough home of $293,300 with 20% down costs about $1,904 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,392, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $81,579 for the 20%-down payment. That payment is 26% of the median Haines Borough household income of $86,927; at that income and 20% down, the 28% guideline points to a home of about $313,000.
The median rent here is $1,087 a month, so owning the median home costs about $817 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $58,660 |
|---|---|
| Loan amount | $234,640 |
| Principal and interest | $1,578 |
| Property taxes (0.83% a year) | $203 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| PMI | $0 |
| Total per month | $1,904 |
Change the numbers in the calculator
| Down payment | $10,266 |
|---|---|
| Loan amount | $287,988 |
| Principal and interest | $1,937 |
| Property taxes (0.83% a year) | $203 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| FHA mortgage insurance | $130 |
| Total per month | $2,392 |
Change the numbers in the calculator
Questions about home buying in Haines Borough
What is the median home value in Haines Borough?
About $293,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Haines Borough?
Homeowners pay a median $2,445 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Haines Borough?
For the median home with 20% down at 7.11%, the payment is about $1,904 a month. Keeping that under 28% of gross income takes about $81,579 a year.
More about Haines Borough
- Mortgage Refinance in Haines Borough
- Debt Relief in Haines Borough
- Home Equity Loans in Haines Borough
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data