The typical owner-occupied home in Kasilof is worth about $445,900, 26% above the Alaska median of $352,900 and 34% above the national median of $332,700. The median household earns $63,386 a year, so the median home costs 7.0 times the median income (3.8 times for Alaska). 50% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Kasilof at a glance
| Kasilof | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $445,900 | $352,900 | $332,700 |
| Median property tax paid per year | – | $3,901 | $3,119 |
| Median household income | $63,386 | $92,788 | $80,734 |
| Homes lived in by their owners | 50% | 67% | 65% |
| Owner homes with a mortgage | 49% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,229 | $1,963 |
| Median rent | $1,559 | $1,419 | $1,413 |
| Rent as a share of renters' income | 32.4% | 27.7% | 30.6% |
| Median year homes were built | 2004 | 1986 | 1980 |
| Vacant homes | 23.5% | 17.6% | 10.1% |
| Population | 313 | 735,706 | 334,922,499 |
What a typical home costs per month in Kasilof
At this week's average 30-year rate of 7.11%, buying the median Kasilof home of $445,900 with 20% down costs about $2,994 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,737, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $128,323 for the 20%-down payment. That payment is 57% of the median Kasilof household income of $63,386; at that income and 20% down, the 28% guideline points to a home of about $220,000.
The median rent here is $1,559 a month, so owning the median home costs about $1,435 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $89,180 |
|---|---|
| Loan amount | $356,720 |
| Principal and interest | $2,400 |
| Property taxes (1.10% a year) | $409 |
| Homeowners insurance (our estimate, 0.5% a year) | $186 |
| PMI | $0 |
| Total per month | $2,994 |
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| Down payment | $15,606 |
|---|---|
| Loan amount | $437,824 |
| Principal and interest | $2,945 |
| Property taxes (1.10% a year) | $409 |
| Homeowners insurance (our estimate, 0.5% a year) | $186 |
| FHA mortgage insurance | $197 |
| Total per month | $3,737 |
Change the numbers in the calculator
Questions about home buying in Kasilof
What is the median home value in Kasilof?
About $445,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Kasilof?
For the median home with 20% down at 7.11%, the payment is about $2,994 a month. Keeping that under 28% of gross income takes about $128,323 a year.
More about Kasilof
- Mortgage Refinance in Kasilof
- Debt Relief in Kasilof
- Home Equity Loans in Kasilof
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data