The typical owner-occupied home in Bethel Census Area is worth about $168,100, 52% below the Alaska median of $352,900 and 49% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.12% of their home's value, lower than the Alaska rate of 1.11%. The median household earns $73,996 a year, so the median home costs 2.3 times the median income (3.8 times for Alaska). 62% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Bethel Census Area at a glance
| Bethel Census Area | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $168,100 | $352,900 | $332,700 |
| Median property tax paid per year | $199 | $3,901 | $3,119 |
| Property tax as a share of value | 0.12% | 1.11% | 0.94% |
| Median household income | $73,996 | $92,788 | $80,734 |
| Homes lived in by their owners | 62% | 67% | 65% |
| Owner homes with a mortgage | 32% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $2,066 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 17.8% | 21.6% | 21.0% |
| Median rent | $1,474 | $1,419 | $1,413 |
| Rent as a share of renters' income | 18.0% | 27.7% | 30.6% |
| Median year homes were built | 1988 | 1986 | 1980 |
| Vacant homes | 19.7% | 17.6% | 10.1% |
| Population | 18,394 | 735,706 | 334,922,499 |
What a typical home costs per month in Bethel Census Area
At this week's average 30-year rate of 7.11%, buying the median Bethel Census Area home of $168,100 with 20% down costs about $992 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,272, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,493 for the 20%-down payment. That payment is 16% of the median Bethel Census Area household income of $73,996; at that income and 20% down, the 28% guideline points to a home of about $293,000.
The median rent here is $1,474 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $33,620 |
|---|---|
| Loan amount | $134,480 |
| Principal and interest | $905 |
| Property taxes (0.12% a year) | $17 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $992 |
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| Down payment | $5,884 |
|---|---|
| Loan amount | $165,055 |
| Principal and interest | $1,110 |
| Property taxes (0.12% a year) | $17 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $74 |
| Total per month | $1,272 |
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Questions about home buying in Bethel Census Area
What is the median home value in Bethel Census Area?
About $168,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bethel Census Area?
Homeowners pay a median $199 a year, which is about 0.12% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bethel Census Area?
For the median home with 20% down at 7.11%, the payment is about $992 a month. Keeping that under 28% of gross income takes about $42,493 a year.
More about Bethel Census Area
- Mortgage Refinance in Bethel Census Area
- Debt Relief in Bethel Census Area
- Home Equity Loans in Bethel Census Area
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data