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Buying a home in Nunapitchuk, Alaska

The typical owner-occupied home in Nunapitchuk is worth about $90,700, 74% below the Alaska median of $352,900 and 73% below the national median of $332,700. The median household earns $43,438 a year, so the median home costs 2.1 times the median income (3.8 times for Alaska). 70% of occupied homes here are lived in by their owners, and 10% of those owners still have a mortgage.

Nunapitchuk at a glance

Nunapitchuk Alaska U.S.
Median home value $90,700 $352,900 $332,700
Median property tax paid per year – $3,901 $3,119
Median household income $43,438 $92,788 $80,734
Homes lived in by their owners 70% 67% 65%
Owner homes with a mortgage 10% 60% 61%
Median monthly costs, owners with a mortgage $433 $2,229 $1,963
Those costs as a share of the owners' income 9.0% 21.6% 21.0%
Median rent $1,303 $1,419 $1,413
Rent as a share of renters' income 36.1% 27.7% 30.6%
Median year homes were built 1989 1986 1980
Vacant homes 5.5% 17.6% 10.1%
Population 618 735,706 334,922,499

What a typical home costs per month in Nunapitchuk

At this week's average 30-year rate of 7.11%, buying the median Nunapitchuk home of $90,700 with 20% down costs about $609 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $760, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,102 for the 20%-down payment. That payment is 17% of the median Nunapitchuk household income of $43,438; at that income and 20% down, the 28% guideline points to a home of about $151,000.

The median rent here is $1,303 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$18,140
Loan amount$72,560
Principal and interest$488
Property taxes (1.10% a year)$83
Homeowners insurance (our estimate, 0.5% a year)$38
PMI$0
Total per month$609

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3.5% down, 30-year FHA loan
Down payment$3,174
Loan amount$89,057
Principal and interest$599
Property taxes (1.10% a year)$83
Homeowners insurance (our estimate, 0.5% a year)$38
FHA mortgage insurance$40
Total per month$760

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Questions about home buying in Nunapitchuk

What is the median home value in Nunapitchuk?

About $90,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Nunapitchuk?

For the median home with 20% down at 7.11%, the payment is about $609 a month. Keeping that under 28% of gross income takes about $26,102 a year.

More about Nunapitchuk

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data