The typical owner-occupied home in Aniak is worth about $265,600, 25% below the Alaska median of $352,900 and 20% below the national median of $332,700. The median household earns $93,542 a year, so the median home costs 2.8 times the median income (3.8 times for Alaska). 58% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Aniak at a glance
| Aniak | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $265,600 | $352,900 | $332,700 |
| Median property tax paid per year | – | $3,901 | $3,119 |
| Median household income | $93,542 | $92,788 | $80,734 |
| Homes lived in by their owners | 58% | 67% | 65% |
| Owner homes with a mortgage | 24% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $2,000 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 19.0% | 21.6% | 21.0% |
| Median rent | $1,313 | $1,419 | $1,413 |
| Rent as a share of renters' income | 19.6% | 27.7% | 30.6% |
| Median year homes were built | 1987 | 1986 | 1980 |
| Vacant homes | 29.4% | 17.6% | 10.1% |
| Population | 585 | 735,706 | 334,922,499 |
What a typical home costs per month in Aniak
At this week's average 30-year rate of 7.11%, buying the median Aniak home of $265,600 with 20% down costs about $1,784 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,226, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $76,436 for the 20%-down payment. That payment is 23% of the median Aniak household income of $93,542; at that income and 20% down, the 28% guideline points to a home of about $325,000.
The median rent here is $1,313 a month, so owning the median home costs about $470 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $53,120 |
|---|---|
| Loan amount | $212,480 |
| Principal and interest | $1,429 |
| Property taxes (1.10% a year) | $243 |
| Homeowners insurance (our estimate, 0.5% a year) | $111 |
| PMI | $0 |
| Total per month | $1,784 |
Change the numbers in the calculator
| Down payment | $9,296 |
|---|---|
| Loan amount | $260,789 |
| Principal and interest | $1,754 |
| Property taxes (1.10% a year) | $243 |
| Homeowners insurance (our estimate, 0.5% a year) | $111 |
| FHA mortgage insurance | $117 |
| Total per month | $2,226 |
Change the numbers in the calculator
Questions about home buying in Aniak
What is the median home value in Aniak?
About $265,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Aniak?
For the median home with 20% down at 7.11%, the payment is about $1,784 a month. Keeping that under 28% of gross income takes about $76,436 a year.
More about Aniak
- Mortgage Refinance in Aniak
- Debt Relief in Aniak
- Home Equity Loans in Aniak
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data