The typical owner-occupied home in Kwethluk is worth about $86,700, 75% below the Alaska median of $352,900 and 74% below the national median of $332,700. The median household earns $51,917 a year, so the median home costs 1.7 times the median income (3.8 times for Alaska). 74% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.
Kwethluk at a glance
| Kwethluk | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $86,700 | $352,900 | $332,700 |
| Median property tax paid per year | – | $3,901 | $3,119 |
| Median household income | $51,917 | $92,788 | $80,734 |
| Homes lived in by their owners | 74% | 67% | 65% |
| Owner homes with a mortgage | 19% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $646 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 15.4% | 21.6% | 21.0% |
| Median rent | $725 | $1,419 | $1,413 |
| Rent as a share of renters' income | 15.0% | 27.7% | 30.6% |
| Median year homes were built | 1989 | 1986 | 1980 |
| Vacant homes | 23.7% | 17.6% | 10.1% |
| Population | 975 | 735,706 | 334,922,499 |
What a typical home costs per month in Kwethluk
At this week's average 30-year rate of 7.11%, buying the median Kwethluk home of $86,700 with 20% down costs about $582 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $727, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,951 for the 20%-down payment. That payment is 13% of the median Kwethluk household income of $51,917; at that income and 20% down, the 28% guideline points to a home of about $180,000.
The median rent here is $725 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,340 |
|---|---|
| Loan amount | $69,360 |
| Principal and interest | $467 |
| Property taxes (1.10% a year) | $79 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| PMI | $0 |
| Total per month | $582 |
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| Down payment | $3,034 |
|---|---|
| Loan amount | $85,130 |
| Principal and interest | $573 |
| Property taxes (1.10% a year) | $79 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| FHA mortgage insurance | $38 |
| Total per month | $727 |
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Questions about home buying in Kwethluk
What is the median home value in Kwethluk?
About $86,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Kwethluk?
For the median home with 20% down at 7.11%, the payment is about $582 a month. Keeping that under 28% of gross income takes about $24,951 a year.
More about Kwethluk
- Mortgage Refinance in Kwethluk
- Debt Relief in Kwethluk
- Home Equity Loans in Kwethluk
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data