The typical owner-occupied home in Story is worth about $437,200, 41% above the Wyoming median of $309,700 and 31% above the national median of $332,700. Owners pay a median $2,750 a year in property taxes, about 0.63% of their home's value, higher than the Wyoming rate of 0.57%. The median household earns $113,590 a year, so the median home costs 3.8 times the median income (4.1 times for Wyoming). 80% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Story at a glance
| Story | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $437,200 | $309,700 | $332,700 |
| Median property tax paid per year | $2,750 | $1,767 | $3,119 |
| Property tax as a share of value | 0.63% | 0.57% | 0.94% |
| Median household income | $113,590 | $76,176 | $80,734 |
| Homes lived in by their owners | 80% | 72% | 65% |
| Owner homes with a mortgage | 50% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,955 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 16.0% | 21.0% | 21.0% |
| Median rent | – | $992 | $1,413 |
| Median year homes were built | 1990 | 1981 | 1980 |
| Vacant homes | 43.3% | 12.2% | 10.1% |
| Population | 1,054 | 582,397 | 334,922,499 |
What a typical home costs per month in Story
At this week's average 30-year rate of 7.11%, buying the median Story home of $437,200 with 20% down costs about $2,765 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,493, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $118,481 for the 20%-down payment. That payment is 29% of the median Story household income of $113,590; at that income and 20% down, the 28% guideline points to a home of about $419,000.
| Down payment | $87,440 |
|---|---|
| Loan amount | $349,760 |
| Principal and interest | $2,353 |
| Property taxes (0.63% a year) | $230 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| PMI | $0 |
| Total per month | $2,765 |
Change the numbers in the calculator
| Down payment | $15,302 |
|---|---|
| Loan amount | $429,281 |
| Principal and interest | $2,888 |
| Property taxes (0.63% a year) | $230 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| FHA mortgage insurance | $193 |
| Total per month | $3,493 |
Change the numbers in the calculator
Questions about home buying in Story
What is the median home value in Story?
About $437,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Story?
Homeowners pay a median $2,750 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Story?
For the median home with 20% down at 7.11%, the payment is about $2,765 a month. Keeping that under 28% of gross income takes about $118,481 a year.
More about Story
- Mortgage Refinance in Story
- Debt Relief in Story
- Home Equity Loans in Story
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
