Home / Home Buying by state / Wyoming / Sheridan County / Story

Buying a home in Story, Wyoming

The typical owner-occupied home in Story is worth about $437,200, 41% above the Wyoming median of $309,700 and 31% above the national median of $332,700. Owners pay a median $2,750 a year in property taxes, about 0.63% of their home's value, higher than the Wyoming rate of 0.57%. The median household earns $113,590 a year, so the median home costs 3.8 times the median income (4.1 times for Wyoming). 80% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

Story at a glance

Story Wyoming U.S.
Median home value $437,200 $309,700 $332,700
Median property tax paid per year $2,750 $1,767 $3,119
Property tax as a share of value 0.63% 0.57% 0.94%
Median household income $113,590 $76,176 $80,734
Homes lived in by their owners 80% 72% 65%
Owner homes with a mortgage 50% 56% 61%
Median monthly costs, owners with a mortgage $1,955 $1,754 $1,963
Those costs as a share of the owners' income 16.0% 21.0% 21.0%
Median rent – $992 $1,413
Median year homes were built 1990 1981 1980
Vacant homes 43.3% 12.2% 10.1%
Population 1,054 582,397 334,922,499

What a typical home costs per month in Story

At this week's average 30-year rate of 7.11%, buying the median Story home of $437,200 with 20% down costs about $2,765 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,493, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $118,481 for the 20%-down payment. That payment is 29% of the median Story household income of $113,590; at that income and 20% down, the 28% guideline points to a home of about $419,000.

20% down, 30-year conventional loan
Down payment$87,440
Loan amount$349,760
Principal and interest$2,353
Property taxes (0.63% a year)$230
Homeowners insurance (our estimate, 0.5% a year)$182
PMI$0
Total per month$2,765

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$15,302
Loan amount$429,281
Principal and interest$2,888
Property taxes (0.63% a year)$230
Homeowners insurance (our estimate, 0.5% a year)$182
FHA mortgage insurance$193
Total per month$3,493

Change the numbers in the calculator

Questions about home buying in Story

What is the median home value in Story?

About $437,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Story?

Homeowners pay a median $2,750 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Story?

For the median home with 20% down at 7.11%, the payment is about $2,765 a month. Keeping that under 28% of gross income takes about $118,481 a year.

More about Story

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data