The typical owner-occupied home in Dayton is worth about $333,500, 8% above the Wyoming median of $309,700 and about the same as the national median of $332,700. Owners pay a median $1,924 a year in property taxes, about 0.58% of their home's value, close to the Wyoming rate of 0.57%. The median household earns $75,066 a year, so the median home costs 4.4 times the median income (4.1 times for Wyoming). 83% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Dayton at a glance
| Dayton | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $333,500 | $309,700 | $332,700 |
| Median property tax paid per year | $1,924 | $1,767 | $3,119 |
| Property tax as a share of value | 0.58% | 0.57% | 0.94% |
| Median household income | $75,066 | $76,176 | $80,734 |
| Homes lived in by their owners | 83% | 72% | 65% |
| Owner homes with a mortgage | 52% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,755 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 21.6% | 21.0% | 21.0% |
| Median rent | $877 | $992 | $1,413 |
| Rent as a share of renters' income | 23.2% | 27.0% | 30.6% |
| Median year homes were built | 1976 | 1981 | 1980 |
| Vacant homes | 5.1% | 12.2% | 10.1% |
| Population | 992 | 582,397 | 334,922,499 |
What a typical home costs per month in Dayton
At this week's average 30-year rate of 7.11%, buying the median Dayton home of $333,500 with 20% down costs about $2,095 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,650, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,783 for the 20%-down payment. That payment is 33% of the median Dayton household income of $75,066; at that income and 20% down, the 28% guideline points to a home of about $279,000.
The median rent here is $877 a month, so owning the median home costs about $1,218 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $66,700 |
|---|---|
| Loan amount | $266,800 |
| Principal and interest | $1,795 |
| Property taxes (0.58% a year) | $161 |
| Homeowners insurance (our estimate, 0.5% a year) | $139 |
| PMI | $0 |
| Total per month | $2,095 |
Change the numbers in the calculator
| Down payment | $11,672 |
|---|---|
| Loan amount | $327,459 |
| Principal and interest | $2,203 |
| Property taxes (0.58% a year) | $161 |
| Homeowners insurance (our estimate, 0.5% a year) | $139 |
| FHA mortgage insurance | $148 |
| Total per month | $2,650 |
Change the numbers in the calculator
Questions about home buying in Dayton
What is the median home value in Dayton?
About $333,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dayton?
Homeowners pay a median $1,924 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dayton?
For the median home with 20% down at 7.11%, the payment is about $2,095 a month. Keeping that under 28% of gross income takes about $89,783 a year.
More about Dayton
- Mortgage Refinance in Dayton
- Debt Relief in Dayton
- Home Equity Loans in Dayton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data