The typical owner-occupied home in Sweetwater County is worth about $251,400, 19% below the Wyoming median of $309,700 and 24% below the national median of $332,700. Owners pay a median $1,542 a year in property taxes, about 0.61% of their home's value, higher than the Wyoming rate of 0.57%. The median household earns $75,034 a year, so the median home costs 3.4 times the median income (4.1 times for Wyoming). 75% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Sweetwater County at a glance
| Sweetwater County | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $251,400 | $309,700 | $332,700 |
| Median property tax paid per year | $1,542 | $1,767 | $3,119 |
| Property tax as a share of value | 0.61% | 0.57% | 0.94% |
| Median household income | $75,034 | $76,176 | $80,734 |
| Homes lived in by their owners | 75% | 72% | 65% |
| Owner homes with a mortgage | 53% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,648 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 19.2% | 21.0% | 21.0% |
| Median rent | $911 | $992 | $1,413 |
| Rent as a share of renters' income | 26.2% | 27.0% | 30.6% |
| Median year homes were built | 1980 | 1981 | 1980 |
| Vacant homes | 9.3% | 12.2% | 10.1% |
| Population | 41,542 | 582,397 | 334,922,499 |
What a typical home costs per month in Sweetwater County
At this week's average 30-year rate of 7.11%, buying the median Sweetwater County home of $251,400 with 20% down costs about $1,586 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,004, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $67,950 for the 20%-down payment. That payment is 25% of the median Sweetwater County household income of $75,034; at that income and 20% down, the 28% guideline points to a home of about $278,000.
The median rent here is $911 a month, so owning the median home costs about $674 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $50,280 |
|---|---|
| Loan amount | $201,120 |
| Principal and interest | $1,353 |
| Property taxes (0.61% a year) | $128 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| PMI | $0 |
| Total per month | $1,586 |
Change the numbers in the calculator
| Down payment | $8,799 |
|---|---|
| Loan amount | $246,847 |
| Principal and interest | $1,661 |
| Property taxes (0.61% a year) | $128 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| FHA mortgage insurance | $111 |
| Total per month | $2,004 |
Change the numbers in the calculator
Questions about home buying in Sweetwater County
What is the median home value in Sweetwater County?
About $251,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sweetwater County?
Homeowners pay a median $1,542 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sweetwater County?
For the median home with 20% down at 7.11%, the payment is about $1,586 a month. Keeping that under 28% of gross income takes about $67,950 a year.
More about Sweetwater County
- Mortgage Refinance in Sweetwater County
- Debt Relief in Sweetwater County
- Home Equity Loans in Sweetwater County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data