The typical owner-occupied home in Goshen County is worth about $239,600, 23% below the Wyoming median of $309,700 and 28% below the national median of $332,700. Owners pay a median $1,419 a year in property taxes, about 0.59% of their home's value, close to the Wyoming rate of 0.57%. The median household earns $58,929 a year, so the median home costs 4.1 times the median income (4.1 times for Wyoming). 73% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
Goshen County at a glance
| Goshen County | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $239,600 | $309,700 | $332,700 |
| Median property tax paid per year | $1,419 | $1,767 | $3,119 |
| Property tax as a share of value | 0.59% | 0.57% | 0.94% |
| Median household income | $58,929 | $76,176 | $80,734 |
| Homes lived in by their owners | 73% | 72% | 65% |
| Owner homes with a mortgage | 48% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,324 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 20.0% | 21.0% | 21.0% |
| Median rent | $778 | $992 | $1,413 |
| Rent as a share of renters' income | 28.8% | 27.0% | 30.6% |
| Median year homes were built | 1971 | 1981 | 1980 |
| Vacant homes | 11.2% | 12.2% | 10.1% |
| Population | 12,605 | 582,397 | 334,922,499 |
What a typical home costs per month in Goshen County
At this week's average 30-year rate of 7.11%, buying the median Goshen County home of $239,600 with 20% down costs about $1,507 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,906, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,589 for the 20%-down payment. That payment is 31% of the median Goshen County household income of $58,929; at that income and 20% down, the 28% guideline points to a home of about $219,000.
The median rent here is $778 a month, so owning the median home costs about $729 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $47,920 |
|---|---|
| Loan amount | $191,680 |
| Principal and interest | $1,289 |
| Property taxes (0.59% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $100 |
| PMI | $0 |
| Total per month | $1,507 |
Change the numbers in the calculator
| Down payment | $8,386 |
|---|---|
| Loan amount | $235,260 |
| Principal and interest | $1,583 |
| Property taxes (0.59% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $100 |
| FHA mortgage insurance | $106 |
| Total per month | $1,906 |
Change the numbers in the calculator
Questions about home buying in Goshen County
What is the median home value in Goshen County?
About $239,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Goshen County?
Homeowners pay a median $1,419 a year, which is about 0.59% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Goshen County?
For the median home with 20% down at 7.11%, the payment is about $1,507 a month. Keeping that under 28% of gross income takes about $64,589 a year.
More about Goshen County
- Mortgage Refinance in Goshen County
- Debt Relief in Goshen County
- Home Equity Loans in Goshen County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data