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Buying a home in Poy Sippi, Wisconsin

The typical owner-occupied home in Poy Sippi is worth about $145,000, 46% below the Wisconsin median of $266,500 and 56% below the national median of $332,700. Owners pay a median $1,680 a year in property taxes, about 1.16% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $52,750 a year, so the median home costs 2.7 times the median income (3.4 times for Wisconsin). 75% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.

Poy Sippi at a glance

Poy Sippi Wisconsin U.S.
Median home value $145,000 $266,500 $332,700
Median property tax paid per year $1,680 $3,792 $3,119
Property tax as a share of value 1.16% 1.42% 0.94%
Median household income $52,750 $77,485 $80,734
Homes lived in by their owners 75% 68% 65%
Owner homes with a mortgage 57% 61% 61%
Median monthly costs, owners with a mortgage $1,113 $1,689 $1,963
Those costs as a share of the owners' income 15.9% 19.5% 21.0%
Median rent $515 $1,087 $1,413
Rent as a share of renters' income 30.5% 27.2% 30.6%
Median year homes were built 1955 1975 1980
Vacant homes 6.4% 10.8% 10.1%
Population 433 5,914,872 334,922,499

What a typical home costs per month in Poy Sippi

At this week's average 30-year rate of 7.11%, buying the median Poy Sippi home of $145,000 with 20% down costs about $981 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,222, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,039 for the 20%-down payment. That payment is 22% of the median Poy Sippi household income of $52,750; at that income and 20% down, the 28% guideline points to a home of about $182,000.

The median rent here is $515 a month, so owning the median home costs about $466 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$29,000
Loan amount$116,000
Principal and interest$780
Property taxes (1.16% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$60
PMI$0
Total per month$981

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3.5% down, 30-year FHA loan
Down payment$5,075
Loan amount$142,374
Principal and interest$958
Property taxes (1.16% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$60
FHA mortgage insurance$64
Total per month$1,222

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Questions about home buying in Poy Sippi

What is the median home value in Poy Sippi?

About $145,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Poy Sippi?

Homeowners pay a median $1,680 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Poy Sippi?

For the median home with 20% down at 7.11%, the payment is about $981 a month. Keeping that under 28% of gross income takes about $42,039 a year.

More about Poy Sippi

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data