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Buying a home in Darien, Wisconsin

The typical owner-occupied home in Darien is worth about $211,600, 21% below the Wisconsin median of $266,500 and 36% below the national median of $332,700. Owners pay a median $3,745 a year in property taxes, about 1.77% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $63,194 a year, so the median home costs 3.3 times the median income (3.4 times for Wisconsin). 81% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

Darien at a glance

Darien Wisconsin U.S.
Median home value $211,600 $266,500 $332,700
Median property tax paid per year $3,745 $3,792 $3,119
Property tax as a share of value 1.77% 1.42% 0.94%
Median household income $63,194 $77,485 $80,734
Homes lived in by their owners 81% 68% 65%
Owner homes with a mortgage 64% 61% 61%
Median monthly costs, owners with a mortgage $1,385 $1,689 $1,963
Those costs as a share of the owners' income 24.8% 19.5% 21.0%
Median rent $900 $1,087 $1,413
Rent as a share of renters' income 26.2% 27.2% 30.6%
Median year homes were built 1976 1975 1980
Vacant homes 7.1% 10.8% 10.1%
Population 1,126 5,914,872 334,922,499

What a typical home costs per month in Darien

At this week's average 30-year rate of 7.11%, buying the median Darien home of $211,600 with 20% down costs about $1,539 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,892, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,959 for the 20%-down payment. That payment is 29% of the median Darien household income of $63,194; at that income and 20% down, the 28% guideline points to a home of about $203,000.

The median rent here is $900 a month, so owning the median home costs about $639 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$42,320
Loan amount$169,280
Principal and interest$1,139
Property taxes (1.77% a year)$312
Homeowners insurance (our estimate, 0.5% a year)$88
PMI$0
Total per month$1,539

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3.5% down, 30-year FHA loan
Down payment$7,406
Loan amount$207,767
Principal and interest$1,398
Property taxes (1.77% a year)$312
Homeowners insurance (our estimate, 0.5% a year)$88
FHA mortgage insurance$94
Total per month$1,892

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Questions about home buying in Darien

What is the median home value in Darien?

About $211,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Darien?

Homeowners pay a median $3,745 a year, which is about 1.77% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Darien?

For the median home with 20% down at 7.11%, the payment is about $1,539 a month. Keeping that under 28% of gross income takes about $65,959 a year.

More about Darien

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data