The typical owner-occupied home in Sayner is worth about $244,600, 8% below the Wisconsin median of $266,500 and 26% below the national median of $332,700. Owners pay a median $1,542 a year in property taxes, about 0.63% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $33,750 a year, so the median home costs 7.2 times the median income (3.4 times for Wisconsin). 90% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Sayner at a glance
| Sayner | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $244,600 | $266,500 | $332,700 |
| Median property tax paid per year | $1,542 | $3,792 | $3,119 |
| Property tax as a share of value | 0.63% | 1.42% | 0.94% |
| Median household income | $33,750 | $77,485 | $80,734 |
| Homes lived in by their owners | 90% | 68% | 65% |
| Owner homes with a mortgage | 51% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,071 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 27.5% | 19.5% | 21.0% |
| Median rent | – | $1,087 | $1,413 |
| Median year homes were built | 1970 | 1975 | 1980 |
| Vacant homes | 62.3% | 10.8% | 10.1% |
| Population | 213 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Sayner
At this week's average 30-year rate of 7.11%, buying the median Sayner home of $244,600 with 20% down costs about $1,547 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,954, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,286 for the 20%-down payment. That payment is 55% of the median Sayner household income of $33,750; at that income and 20% down, the 28% guideline points to a home of about $125,000.
| Down payment | $48,920 |
|---|---|
| Loan amount | $195,680 |
| Principal and interest | $1,316 |
| Property taxes (0.63% a year) | $128 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| PMI | $0 |
| Total per month | $1,547 |
Change the numbers in the calculator
| Down payment | $8,561 |
|---|---|
| Loan amount | $240,170 |
| Principal and interest | $1,616 |
| Property taxes (0.63% a year) | $128 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| FHA mortgage insurance | $108 |
| Total per month | $1,954 |
Change the numbers in the calculator
Questions about home buying in Sayner
What is the median home value in Sayner?
About $244,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sayner?
Homeowners pay a median $1,542 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sayner?
For the median home with 20% down at 7.11%, the payment is about $1,547 a month. Keeping that under 28% of gross income takes about $66,286 a year.
More about Sayner
- Mortgage Refinance in Sayner
- Debt Relief in Sayner
- Home Equity Loans in Sayner
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
