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Buying a home in Wilson, Wisconsin

The typical owner-occupied home in Wilson is worth about $216,700, 19% below the Wisconsin median of $266,500 and 35% below the national median of $332,700. Owners pay a median $2,696 a year in property taxes, about 1.24% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $88,750 a year, so the median home costs 2.4 times the median income (3.4 times for Wisconsin). 91% of occupied homes here are lived in by their owners, and 84% of those owners still have a mortgage.

Wilson at a glance

Wilson Wisconsin U.S.
Median home value $216,700 $266,500 $332,700
Median property tax paid per year $2,696 $3,792 $3,119
Property tax as a share of value 1.24% 1.42% 0.94%
Median household income $88,750 $77,485 $80,734
Homes lived in by their owners 91% 68% 65%
Owner homes with a mortgage 84% 61% 61%
Median monthly costs, owners with a mortgage $1,508 $1,689 $1,963
Those costs as a share of the owners' income 20.4% 19.5% 21.0%
Median rent $1,667 $1,087 $1,413
Rent as a share of renters' income 15.0% 27.2% 30.6%
Median year homes were built 1974 1975 1980
Vacant homes 5.4% 10.8% 10.1%
Population 200 5,914,872 334,922,499

What a typical home costs per month in Wilson

At this week's average 30-year rate of 7.11%, buying the median Wilson home of $216,700 with 20% down costs about $1,480 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,841, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,447 for the 20%-down payment. That payment is 20% of the median Wilson household income of $88,750; at that income and 20% down, the 28% guideline points to a home of about $303,000.

The median rent here is $1,667 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$43,340
Loan amount$173,360
Principal and interest$1,166
Property taxes (1.24% a year)$224
Homeowners insurance (our estimate, 0.5% a year)$90
PMI$0
Total per month$1,480

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3.5% down, 30-year FHA loan
Down payment$7,584
Loan amount$212,775
Principal and interest$1,431
Property taxes (1.24% a year)$224
Homeowners insurance (our estimate, 0.5% a year)$90
FHA mortgage insurance$96
Total per month$1,841

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Questions about home buying in Wilson

What is the median home value in Wilson?

About $216,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wilson?

Homeowners pay a median $2,696 a year, which is about 1.24% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wilson?

For the median home with 20% down at 7.11%, the payment is about $1,480 a month. Keeping that under 28% of gross income takes about $63,447 a year.

More about Wilson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data